Guvernatori i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, z. Gent Sejko, zhvilloi nj\u00eb takim me delegacionin e Bank\u00ebs Bot\u00ebrore, t\u00eb kryesuar nga zj. Maryam Salim, P\u00ebrfaq\u00ebsuese e P\u00ebrhershme e Zyr\u00ebs s\u00eb Bank\u00ebs Bot\u00ebrore n\u00eb Shqip\u00ebri dhe z. Mario Guadamillas, Menaxher pran\u00eb Bank\u00ebs Bot\u00ebrore p\u00ebr Evrop\u00ebn dhe Rajonin. Takimi u zhvillua n\u00eb kuad\u00ebr t\u00eb projekteve t\u00eb p\u00ebrbashk\u00ebta q\u00eb Banka e Shqip\u00ebris\u00eb po zhvillon me Bank\u00ebn Bot\u00ebrore si pjes\u00eb e instrumentit \u201cKredia p\u00ebr Politik\u00ebn e Zhvillimit (Development Policy Loan)\u201d.<\/p>\n
Gjat\u00eb k\u00ebtij takimi, Guvernatori Sejko prezantoi zhvillimet m\u00eb t\u00eb fundit ekonomike n\u00eb vend, duke theksuar kontributin q\u00eb jep Banka e Shqip\u00ebris\u00eb n\u00eb zhvillimin e m\u00ebtejsh\u00ebm ekonomik t\u00eb vendit. Politika monetare leht\u00ebsuese e ndjekur nga Banka e Shqip\u00ebris\u00eb ka krijuar kushte t\u00eb favorshme n\u00eb ekonomi dhe stimujt e nevojsh\u00ebm n\u00eb tregjet financiare. Aktualisht, tregjet karakterizohen nga norma t\u00eb ul\u00ebta interesi, situat\u00eb e mir\u00eb likuiditeti, q\u00ebndrueshm\u00ebri n\u00eb rritje e kursit t\u00eb k\u00ebmbimit, dhe nj\u00eb trend rrit\u00ebs kreditimi.<\/p>\n
N\u00eb ve\u00e7anti, kredia p\u00ebr sektorin privat ka vijuar t\u00eb p\u00ebrshpejtoj\u00eb ritmin e rritjes, duke sh\u00ebnuar nj\u00eb norm\u00eb mesatare rritjeje prej 7.4% n\u00eb dy muajt e par\u00eb t\u00eb tremujorit t\u00eb tret\u00eb. Trendi pozitiv i kreditimit ka p\u00ebrfituar nga rritja e k\u00ebrkes\u00ebs dhe e ofert\u00ebs p\u00ebr kredi. P\u00ebrmir\u00ebsimi i ofert\u00ebs d\u00ebshmon rrezikun n\u00eb r\u00ebnie t\u00eb kreditimit n\u00eb vend, sikund\u00ebr ilustrohet nga r\u00ebnia n\u00eb 11% e nivelit t\u00eb kredive me probleme n\u00eb muajin gusht.<\/p>\n
Pjes\u00eb e diskutimit gjat\u00eb k\u00ebtij takimi ishte dhe zhvillimi i teknologjive financiare, t\u00eb njohura sot n\u00eb bot\u00ebn financiare me termin Fintech. Zhvillimi i tyre p\u00ebrb\u00ebn nj\u00eb potencial t\u00eb madh p\u00ebr vendin q\u00eb duhet shfryt\u00ebzuar, por gjithmon\u00eb duke ndjekur nj\u00eb zbatim efektiv q\u00eb garanton ruajtjen e stabilitetit financiar. Kjo gj\u00eb duhet t\u00eb shoq\u00ebrohet dhe me rritjen e edukat\u00ebs financiare si nj\u00eb komponent i r\u00ebnd\u00ebsish\u00ebm p\u00ebr sigurimin e nj\u00eb aksesi m\u00eb t\u00eb gjer\u00eb n\u00eb sh\u00ebrbimet financiare dhe rrjedhimisht n\u00eb potencialin kreditues.<\/p>\n
Gjat\u00eb takimit, p\u00ebrfaq\u00ebsuesit e Bank\u00ebs Bot\u00ebrore p\u00ebrg\u00ebzuan Guvernatorin Sejko dhe Bank\u00ebn e Shqip\u00ebris\u00eb p\u00ebr suksesin e arritur gjat\u00eb zbatimit t\u00eb projekteve t\u00eb p\u00ebrbashk\u00ebta, p\u00ebr t\u00eb cilat Banka e Shqip\u00ebris\u00eb ka treguar angazhimin maksimal. Ata u ndal\u00ebn te p\u00ebrpjekjet e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb p\u00ebr t\u00eb zbutur hendekun midis ofert\u00ebs dhe k\u00ebrkes\u00ebs p\u00ebr kredi, si nj\u00eb mund\u00ebsi p\u00ebr t\u00eb rritur potencialin e kreditimit n\u00eb vend. Nj\u00eb shtys\u00eb t\u00eb re n\u00eb k\u00ebt\u00eb drejtim pritet t\u00eb jap\u00eb edhe zbatimi i rregullores s\u00eb re p\u00ebr trajtimin jasht\u00ebgjyq\u00ebsor t\u00eb kredimarr\u00ebsve t\u00eb p\u00ebrbashk\u00ebt n\u00eb disa banka, n\u00eb v\u00ebshtir\u00ebsi financiare, e ashtuquajtur \u201cTirana Approach\u201d.<\/p>\n
Nj\u00eb vend t\u00eb ve\u00e7ant\u00eb gjat\u00eb diskutimeve zuri dhe aksioni m\u00eb i ri i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb p\u00ebr v\u00ebnien n\u00eb jet\u00eb t\u00eb nj\u00eb plani masash me fokus kreditimin, t\u00eb hartuar nga Banka e Shqip\u00ebris\u00eb n\u00eb bashk\u00ebpunim me bankat tregtare dhe Shoqat\u00ebn Shqiptare t\u00eb Bankave, q\u00eb synon p\u00ebrmir\u00ebsimin sasior e cil\u00ebsor t\u00eb kreditimit dhe zgjerimin e gam\u00ebs s\u00eb produkteve financiare. P\u00ebrfaq\u00ebsuesit e Bank\u00ebs Bot\u00ebrore u shpreh\u00ebn t\u00eb gatsh\u00ebm t\u00eb kontribuojn\u00eb n\u00eb zhvillimin dhe zbatimin e m\u00ebtejsh\u00ebm t\u00eb k\u00ebtij plani.<\/p>\n
N\u00eb p\u00ebrfundim, Guvernatori Sejko dhe p\u00ebrfaq\u00ebsuesit e Bank\u00ebs Bot\u00ebrore diskutuan mbi projektet e ardhshme t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, t\u00eb cilat do t\u00eb fokusohen n\u00eb \u00e7\u00ebshtje t\u00eb lidhura me edukimin financiar, sh\u00ebrbimet e pagesave, nxitjen e m\u00ebtejshme t\u00eb kreditimit dhe at\u00eb t\u00eb nd\u00ebrhyrjes s\u00eb jasht\u00ebzakonshme.<\/p>\n
N\u00eb kuad\u00ebr t\u00eb k\u00ebtij bashk\u00ebpunimi, sot u zhvillua edhe nj\u00eb \u00eborkshop i p\u00ebrbashk\u00ebt i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb dhe Bank\u00ebs Bot\u00ebrore me tem\u00eb \u201cThe role of the financial sector as catalyst for economic gro\u00ebth\u201d, n\u00ebn drejtimin e Z\u00ebvend\u00ebsguvernatores s\u00eb Dyt\u00eb t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, zj. Natasha Ahmetaj dhe pjes\u00ebmarrjen e shum\u00eb p\u00ebrfaq\u00ebsuesve t\u00eb institucioneve qeveritare dhe aktor\u00ebve kryesor\u00eb t\u00eb sistemit financiar.<\/p>","protected":false},"excerpt":{"rendered":"
Guvernatori i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, z. Gent Sejko, zhvilloi nj\u00eb takim me delegacionin e Bank\u00ebs Bot\u00ebrore, t\u00eb kryesuar nga zj. Maryam Salim, P\u00ebrfaq\u00ebsuese e P\u00ebrhershme e Zyr\u00ebs s\u00eb Bank\u00ebs Bot\u00ebrore n\u00eb Shqip\u00ebri dhe z. Mario Guadamillas, Menaxher pran\u00eb Bank\u00ebs Bot\u00ebrore p\u00ebr Evrop\u00ebn dhe Rajonin. Takimi u zhvillua n\u00eb kuad\u00ebr t\u00eb projekteve t\u00eb p\u00ebrbashk\u00ebta q\u00eb Banka […]<\/p>\n","protected":false},"author":2013,"featured_media":110086,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[241,235],"tags":[],"class_list":{"0":"post-110085","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-aktualitet","8":"category-vendi"},"_links":{"self":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/posts\/110085","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/users\/2013"}],"replies":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/comments?post=110085"}],"version-history":[{"count":0,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/posts\/110085\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/media\/110086"}],"wp:attachment":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/media?parent=110085"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/categories?post=110085"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/tags?post=110085"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}