{"id":141864,"date":"2020-09-10T07:52:37","date_gmt":"2020-09-10T05:52:37","guid":{"rendered":"https:\/\/zjarr.tv\/?p=141864"},"modified":"2020-09-10T07:52:37","modified_gmt":"2020-09-10T05:52:37","slug":"llogarite-bankare-te-individeve-sherbimi-informativ-do-te-kete-akses-ne-to","status":"publish","type":"post","link":"https:\/\/zjarr.tv\/en\/llogarite-bankare-te-individeve-sherbimi-informativ-do-te-kete-akses-ne-to\/","title":{"rendered":"Llogarit\u00eb bankare t\u00eb individ\u00ebve: Sh\u00ebrbimi Informativ do t\u00eb ket\u00eb akses n\u00eb to"},"content":{"rendered":"
\n

Nj\u00eb projektligj i Ministris\u00eb s\u00eb Financave dhe Ekonomis\u00eb synon krijimin e nj\u00eb regjistri qendror p\u00ebr llogarit\u00eb bankare i cili do t\u00eb ngrihet nga Agjencia Komb\u00ebtare e Shoq\u00ebris\u00eb s\u00eb Informacionit dhe do t\u00eb administrohet nga Drejtoria e P\u00ebrgjithshme e Tatimeve.<\/p>\n

N\u00eb draftin e nxjerr\u00eb p\u00ebr konsultim Financat argumentojn\u00eb se kjo vjen n\u00eb kuad\u00ebr t\u00eb rekomandimeve t\u00eb b\u00ebra nga Task Forca Financiare, FATF n\u00eb kuad\u00ebr t\u00eb luft\u00ebs kund\u00ebr pastrimit t\u00eb parave dhe duke specifikuar edhe pjes\u00ebn q\u00eb i takon pronar\u00ebve p\u00ebrfitues.<\/p>\n

\u201cQ\u00ebllimi i p\u00ebrgatitjes s\u00eb k\u00ebtij projektligji synon p\u00ebrcaktimin e funksioneve t\u00eb regjistrit t\u00eb llogarive bankare, m\u00ebnyr\u00ebn e raportimit dhe shfryt\u00ebzimit t\u00eb t\u00eb dh\u00ebnave t\u00eb llogarive bankare, si dhe aksesin dhe shfryt\u00ebzimin e k\u00ebtij regjistri me q\u00ebllim identifikimin e pasurive t\u00eb dyshuara me prejardhje nga veprimtari veprimtarive kriminale, n\u00ebp\u00ebrmjet transaksioneve bankare. Regjistri do t\u00eb p\u00ebrdoret pik\u00ebrisht si nj\u00eb mjet p\u00ebr zbulimin, identifikimin dhe hetimin e veprimtaris\u00eb kriminale, ndjekjen penale t\u00eb autor\u00ebve t\u00eb veprave penale, zbulimin, gjurmimin ose identifikimin e pasurive t\u00eb dyshuara me origjin\u00eb nga veprimtari kriminale si edhe detyrimeve tatimore\u201d thuhet n\u00eb relacion.<\/p>\n

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Bankat do raportojn\u00eb t\u00eb dh\u00ebna \u00e7do dit\u00eb, kush do ket\u00eb akses<\/div>\n<\/div>\n
<\/div>\n

Projektligji parashikon q\u00eb informacioni primar do t\u00eb merret nga institucionet financiare duke u l\u00ebn\u00eb atyre si detyrim q\u00eb \u00e7do dit\u00eb\u00a0 raportimin p\u00ebrmes sistemeve t\u00eb tyre. \u201cInstitucionet financiare duhet t\u00eb krijojn\u00eb dhe mir\u00ebmbajn\u00eb sisteme q\u00eb i mund\u00ebsojn\u00eb raportimin e t\u00eb dh\u00ebnave si\u00e7 p\u00ebrcaktohet n\u00eb nenin 8 t\u00eb k\u00ebtij ligji, \u00e7do dit\u00eb, brenda dit\u00ebs s\u00eb pun\u00ebs, pas p\u00ebrfundimit t\u00eb operacioneve me mbajt\u00ebsit e llogaris\u00eb bankare ose kasetave t\u00eb siguris\u00eb\u201d thuhet n\u00eb pik\u00ebn 1 t\u00eb nenit 9 . Po k\u00ebshtu institucionet financiare i raportojn\u00eb t\u00eb dh\u00ebnat n\u00eb m\u00ebnyr\u00eb elektronike, duke p\u00ebrdorur mekanizmin qendror t\u00eb automatizuar, sipas formatit t\u00eb skedarit t\u00eb k\u00ebrkuar p\u00ebr tu p\u00ebrfshir\u00eb n\u00eb regjist\u00ebr, pa b\u00ebr\u00eb asnj\u00eb ndryshim n\u00eb t\u00eb dh\u00ebna.<\/p>\n

Raportimi i par\u00eb i institucioneve financiare duhet t\u00eb p\u00ebrfshij\u00eb edhe t\u00eb dh\u00ebnat p\u00ebr llogarit\u00eb bankare apo kasetat e siguris\u00eb t\u00eb mbyllura 5 vitet e fundit. Informacioni i administruar nga Regjistri ruhet i plot\u00eb p\u00ebr 10 vjet nga mbyllja e llogaris\u00eb bankare apo kaset\u00ebs s\u00eb siguris\u00eb.<\/p>\n

Akses tek t\u00eb dh\u00ebnat e regjistrit do t\u00eb ken\u00eb disa institucione duke nisur nga Tatimet q\u00eb jan\u00eb institucioni q\u00eb i administron p\u00ebr t\u00eb vijuar me Drejtorin\u00eb e Parandalimit t\u00eb Pastrimit t\u00eb Parave dhe Sh\u00ebrbimin e Informativ Shtet\u00ebror. Po k\u00ebshtu edhe disa autoritete t\u00eb tjera si Byroja Komb\u00ebtare e Hetimit, Prokuroria e Posa\u00e7me Kund\u00ebr Korrupsionit dhe Krimit t\u00eb Organizuar apo Policia e Shtetit.<\/p>\n

\u00c7far\u00eb do raportohet p\u00ebr individ\u00ebt dhe bizneset<\/p>\n

Lidhur me llogarit\u00eb individuale projektligji parashikon disa t\u00eb dh\u00ebna q\u00eb do t\u00eb ruhen si :<\/p>\n

a) emrin dhe mbiemrin e mbajt\u00ebsit\/mbajt\u00ebsve t\u00eb llogaris\u00eb bankare ose individit i cili ka apo i \u00ebsht\u00eb v\u00ebn\u00eb n\u00eb dispozicion kaseta e siguris\u00eb;<\/p>\n

b) kur \u00ebsht\u00eb llogari bankare, numri i llogaris\u00eb bankare dhe kodi IBAN i llogaris\u00eb;<\/p>\n

c) kur \u00ebsht\u00eb nj\u00eb kaset\u00eb sigurie, numri i identifikimit ose kodi identifikues i saj;<\/p>\n

d) emri i institucionit financiar q\u00eb mban llogarin\u00eb bankare ose kaset\u00ebn e siguris\u00eb;<\/p>\n

e) dat\u00eblindjen dhe vendin e lindjes s\u00eb mbajt\u00ebsit t\u00eb llogaris\u00eb bankare ose qiramarr\u00ebsit t\u00eb kaset\u00ebs s\u00eb siguris\u00eb;<\/p>\n

f) shtet\u00ebsia e mbajt\u00ebsit t\u00eb llogaris\u00eb bankare ose qiramarr\u00ebsit t\u00eb kaset\u00ebs s\u00eb siguris\u00eb;<\/p>\n

g) adresa e p\u00ebrhershme e mbajt\u00ebsit t\u00eb llogaris\u00eb bankare ose qiramarr\u00ebsit t\u00eb kaset\u00ebs s\u00eb siguris\u00eb;<\/p>\n

h) emrin, mbiemrin, dat\u00eblindjen, shtet\u00ebsin\u00eb dhe adres\u00ebn e p\u00ebrhershme t\u00eb \u00e7do personi q\u00eb vepron n\u00eb em\u00ebr t\u00eb mbajt\u00ebsit t\u00eb llogaris\u00eb bankare ose qiramarr\u00ebsit t\u00eb kaset\u00ebs s\u00eb siguris\u00eb;<\/p>\n

i) emrin, mbiemrin, dat\u00eblindjen, shtet\u00ebsin\u00eb dhe adres\u00ebn e p\u00ebrhershme t\u00eb \u00e7do individi q\u00eb ka p\u00ebrfitim n\u00eb llogari dhe\/ose q\u00eb \u00ebsht\u00eb person i lidhur me mbajt\u00ebsin e llogaris\u00eb, kasetat e siguris\u00eb ose qiramarr\u00ebsit e tyre;<\/p>\n

j) numrin personal t\u00eb identifikimit p\u00ebr shtetasit e Republik\u00ebs s\u00eb Shqip\u00ebris\u00eb, si dhe ekuivalentin e tij p\u00ebr shtetasit e huaj, n\u00ebse ka;<\/p>\n

k) statusin e llogaris\u00eb bankare ose kaset\u00ebs se siguris\u00eb;<\/p>\n

l) dat\u00ebn e hapjes s\u00eb llogaris\u00eb bankare ose kaset\u00ebs s\u00eb siguris\u00eb;<\/p>\n

m) n\u00ebse llogaria ose kaseta e siguris\u00eb \u00ebsht\u00eb mbyllur, data e mbylljes; dhe<\/p>\n

n) numri dhe lloji i dokumentit t\u00eb identifikimit t\u00eb vlefsh\u00ebm t\u00eb p\u00ebrdorur n\u00eb institucionin financiar<\/p>\n

Regjistri p\u00ebrmban t\u00eb dh\u00ebnat e m\u00ebposhtme kur nj\u00eb person fizik, person juridik ose organizim ligjor \u00ebsht\u00eb mbajt\u00ebs i llogaris\u00eb bankare ose qiramarr\u00ebs i nj\u00eb kasete sigurie:<\/p>\n

a) emrin e mbajt\u00ebsit llogaris\u00eb ose qiramarr\u00ebsit t\u00eb kaset\u00eb s\u00eb siguris\u00eb;<\/p>\n

b) kur \u00ebsht\u00eb llogari bankare, numri i llogaris\u00eb bankare dhe IBAN i llogaris\u00eb;<\/p>\n

c) kur \u00ebsht\u00eb nj\u00eb kaset\u00eb sigurie, numri i identifikimit ose kodi identifikues i saj;<\/p>\n

d) emri i institucionit financiar q\u00eb mban llogarin\u00eb bankare ose kaset\u00ebn e siguris\u00eb;<\/p>\n

e) selin\u00eb e regjistruar t\u00eb personit fizik, personit juridik ose organizimit ligjor dhe, n\u00ebse \u00ebsht\u00eb e ndryshme, vendi kryesor i ushtrimit t\u00eb aktivitetit;<\/p>\n

f) numrin unik t\u00eb identifikimit t\u00eb subjektit p\u00ebr personat juridik\u00eb t\u00eb regjistruar n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb, si dhe ekuivalentin e tij p\u00ebr subjektet e huaja;<\/p>\n

g) emrin, mbiemrin, dat\u00eblindjen, shtet\u00ebsin\u00eb dhe adres\u00ebn e p\u00ebrhershme t\u00eb \u00e7do personi q\u00eb \u00ebsht\u00eb i autorizuar t\u00eb veproj\u00eb n\u00eb em\u00ebr t\u00eb mbajt\u00ebsit t\u00eb llogaris\u00eb ose qiramarr\u00ebsit t\u00eb kaset\u00ebs s\u00eb siguris\u00eb;<\/p>\n

h) emrin, mbiemrin, dat\u00eblindjen, shtet\u00ebsin\u00eb dhe adres\u00ebn e \u00e7do individi pronar p\u00ebrfitues n\u00eb llogarin\u00eb ose mbajt\u00ebsin e llogaris\u00eb, kaset\u00ebs s\u00eb siguris\u00eb ose qiramarr\u00ebsit t\u00eb saj;<\/p>\n

i) kur \u00ebsht\u00eb nj\u00eb organizim ligjor, emri, mbiemri, dat\u00eblindja, shtet\u00ebsia dhe adresa e themeluesit, p\u00ebrfituesve dhe personit t\u00eb autorizuar\/ i besuari;<\/p>\n

j) numrin personal t\u00eb identifikimit p\u00ebr shtetasit e Republik\u00ebs s\u00eb Shqip\u00ebris\u00eb, si dhe ekuivalentin p\u00ebr shtetasit e huaj, n\u00ebse ka, p\u00ebr pronar\u00ebt p\u00ebrfitues, themeluesit, p\u00ebrfituesit dhe personat e autorizuar;<\/p>\n

k) statusin e llogaris\u00eb bankare ose kaset\u00ebs s\u00eb siguris\u00eb;<\/p>\n

l) dat\u00ebn e hapjes s\u00eb llogaris\u00eb bankare ose kaset\u00ebs s\u00eb siguris\u00eb;<\/p>\n

m) n\u00ebse llogaria \u00ebsht\u00eb mbyllur, data e mbylljes; dhe<\/p>\n

n) numri dhe lloji i dokumentit t\u00eb identifikimit t\u00eb vlefsh\u00ebm t\u00eb p\u00ebrdorur n\u00eb institucionin financiar.\/MONITOR<\/p>\n<\/div>\n

<\/div>\n
<\/div>","protected":false},"excerpt":{"rendered":"

Nj\u00eb projektligj i Ministris\u00eb s\u00eb Financave dhe Ekonomis\u00eb synon krijimin e nj\u00eb regjistri qendror p\u00ebr llogarit\u00eb bankare i cili do t\u00eb ngrihet nga Agjencia Komb\u00ebtare e Shoq\u00ebris\u00eb s\u00eb Informacionit dhe do t\u00eb administrohet nga Drejtoria e P\u00ebrgjithshme e Tatimeve. N\u00eb draftin e nxjerr\u00eb p\u00ebr konsultim Financat argumentojn\u00eb se kjo vjen n\u00eb kuad\u00ebr t\u00eb rekomandimeve t\u00eb […]<\/p>\n","protected":false},"author":2020,"featured_media":141865,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[241],"tags":[],"class_list":{"0":"post-141864","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-aktualitet"},"_links":{"self":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/posts\/141864","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/users\/2020"}],"replies":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/comments?post=141864"}],"version-history":[{"count":0,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/posts\/141864\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/media\/141865"}],"wp:attachment":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/media?parent=141864"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/categories?post=141864"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/tags?post=141864"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}