Nga Fationa Bato<\/p>\n
N\u00eb bot\u00ebn bashk\u00ebkohore, si burrat ashtu edhe grat\u00eb kontribuojn\u00eb n\u00eb m\u00ebnyr\u00eb t\u00eb barabart\u00eb n\u00eb ekonomin\u00eb e familjes. Burrat nuk jan\u00eb m\u00eb t\u00eb vetmit \u201cmbajt\u00ebs\u201dt\u00eb familjes.<\/p>\n
Rritja e shpenzimeve, ve\u00e7an\u00ebrisht p\u00ebr njer\u00ebzit me familje \u00ebsht\u00eb nj\u00eb shkak kryesor i \u00e7\u00ebshtjeve financiare n\u00eb nj\u00eb marr\u00ebdh\u00ebnie. Ky problem lind kur t\u00eb ardhurat e t\u00eb dy partner\u00ebve mbeten konstante nd\u00ebrsa shpenzimet n\u00eb sht\u00ebpi vazhdojn\u00eb t\u00eb rriten. Vjen nj\u00eb moment kur t\u00eb dy partner\u00ebt nuk mund t\u00eb p\u00ebrballojn\u00eb barr\u00ebn financiare dhe lindin probleme.<\/p>\n
\u00c7far\u00eb \u00ebsht\u00eb pabesia financiare?<\/strong><\/p>\n Shpesh neve si indvid\u00eb marrim vendime financiare,vet\u00ebm, pa u konsultuar me partnerin apo familjar\u00ebt.<\/p>\n Pabesia financiare i referohet nj\u00eb situate ku partner\u00ebt fshehin informacione t\u00eb r\u00ebnd\u00ebsishme, ve\u00e7an\u00ebrisht borxhet nga nj\u00ebri-tjetri. Studimet kan\u00eb v\u00ebrtetuar se disa nga borxhet q\u00eb partner\u00ebt i fshehin nj\u00ebri-tjetrit kan\u00eb t\u00eb b\u00ebjn\u00eb me zakone dhe var\u00ebsi si bixhozi. T\u00eb tjer\u00eb fshehin informacione rreth marr\u00ebveshjeve t\u00eb k\u00ebqija t\u00eb biznesit dhe kartave t\u00eb kreditit (Reamer, 2001). Dallimet zakonisht lindin kur partneri tjet\u00ebr e merr vesh dhe l\u00ebndohet p\u00ebr munges\u00eb besimi.<\/p>\n Mungesa e q\u00ebllimeve t\u00eb p\u00ebrbashk\u00ebta financiare shkakton probleme n\u00eb marr\u00ebdh\u00ebnie shum\u00eb shpesh. Ekspert\u00ebt argumentojn\u00eb se shumica e njer\u00ebzve n\u00eb marr\u00ebdh\u00ebnie nuk planifikojn\u00eb p\u00ebr parat\u00eb e tyre s\u00eb bashku. Shumica e njer\u00ebzve, ve\u00e7an\u00ebrisht ata n\u00eb martesa operojn\u00eb llogari bankare individuale (Leong, 2013). Kjo shpesh \u00e7on n\u00eb ndjenja t\u00eb pabarazis\u00eb, mosbesimit dhe munges\u00ebs s\u00eb bashkimit. Ndjenja t\u00eb tilla shpesh sjellin probleme t\u00eb shumta brenda nj\u00eb marr\u00ebdh\u00ebnieje.<\/p>\n Zgjidhja e \u00e7\u00ebshtjeve financiare n\u00eb marr\u00ebdh\u00ebnie.<\/strong><\/p>\n Nj\u00eb nga m\u00ebnyrat m\u00eb t\u00eb mira p\u00ebr t\u00eb zgjidhur problemet financiare n\u00eb marr\u00ebdh\u00ebnie \u00ebsht\u00eb q\u00eb partner\u00ebt t\u00eb bashkojn\u00eb burimet e tyre s\u00eb bashku. Ekspert\u00ebt argumentojn\u00eb se parat\u00eb luajn\u00eb nj\u00eb rol vendimtar n\u00eb nd\u00ebrtimin e nj\u00eb marr\u00ebdh\u00ebnieje t\u00eb sh\u00ebndetshme, pra nevoja q\u00eb partner\u00ebt e p\u00ebrfshir\u00eb t\u00eb jen\u00eb nj\u00eb ekip . Kjo trajton \u00e7\u00ebshtjet e mosbesimit dhe pabarazis\u00eb.<\/p>\n Ekspert\u00ebt k\u00ebshillojn\u00eb gjithashtu \u00e7iftet q\u00eb t\u00eb flasin rregullisht p\u00ebr parat\u00eb dhe m\u00ebnyr\u00ebn e shpenzimit t\u00eb tyre. Studimet kan\u00eb v\u00ebrtetuar se mungesa e informacionit adekuat p\u00ebr parat\u00eb n\u00eb nj\u00eb marr\u00ebdh\u00ebnie mund t’i b\u00ebj\u00eb partner\u00ebt t\u00eb ken\u00eb dallime .Prandaj, \u00ebsht\u00eb e r\u00ebnd\u00ebsishme q\u00eb partner\u00ebt t\u00eb buxhetojn\u00eb parat\u00eb e tyre s\u00eb bashku dhe gjithashtu t\u00eb diskutojn\u00eb m\u00ebnyrat p\u00ebr t\u00eb marr\u00eb m\u00eb shum\u00eb t\u00eb ardhura.<\/p>\n Ndarja e p\u00ebrgjegj\u00ebsive \u00ebsht\u00eb gjithashtu nj\u00eb m\u00ebnyr\u00eb e mir\u00eb p\u00ebr t\u00eb adresuar \u00e7\u00ebshtjet financiare n\u00eb nj\u00eb marr\u00ebdh\u00ebnie. Partner\u00ebt duhet t\u00eb sigurojn\u00eb q\u00eb t\u00eb gjith\u00eb t\u00eb ken\u00eb mund\u00ebsi t\u00eb barabarta p\u00ebr t\u00eb kontribuar n\u00eb financat e familjes (Leong, 2013).<\/p>\n Vendosja e prioriteteve financiare \u00ebsht\u00eb gjithashtu nj\u00eb m\u00ebnyr\u00eb e mir\u00eb p\u00ebr t\u00eb zgjidhur \u00e7\u00ebshtjet n\u00eb nj\u00eb marr\u00ebdh\u00ebnie. Kjo p\u00ebrfshin identifikimin e gj\u00ebrave p\u00ebr t\u00eb bler\u00eb dhe shum\u00ebn p\u00ebr t\u00eb kursyer. N\u00eb k\u00ebt\u00eb m\u00ebnyr\u00eb, nj\u00eb \u00e7ift nuk mund t\u00eb luftoj\u00eb kurr\u00eb me financat e tyre ose t\u00eb ket\u00eb probleme q\u00eb lindin nga e nj\u00ebjta (Reamer, 2001).<\/p>","protected":false},"excerpt":{"rendered":" Nga Fationa Bato N\u00eb bot\u00ebn bashk\u00ebkohore, si burrat ashtu edhe grat\u00eb kontribuojn\u00eb n\u00eb m\u00ebnyr\u00eb t\u00eb barabart\u00eb n\u00eb ekonomin\u00eb e familjes. Burrat nuk jan\u00eb m\u00eb t\u00eb vetmit \u201cmbajt\u00ebs\u201dt\u00eb familjes. Rritja e shpenzimeve, ve\u00e7an\u00ebrisht p\u00ebr njer\u00ebzit me familje \u00ebsht\u00eb nj\u00eb shkak kryesor i \u00e7\u00ebshtjeve financiare n\u00eb nj\u00eb marr\u00ebdh\u00ebnie. Ky problem lind kur t\u00eb ardhurat e t\u00eb dy […]<\/p>\n","protected":false},"author":2031,"featured_media":279470,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3365,1584,194,2123],"tags":[],"class_list":{"0":"post-279466","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-analize","8":"category-ekonomi","9":"category-lifestyle","10":"category-sociale"},"_links":{"self":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/posts\/279466","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/users\/2031"}],"replies":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/comments?post=279466"}],"version-history":[{"count":0,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/posts\/279466\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/media\/279470"}],"wp:attachment":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/media?parent=279466"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/categories?post=279466"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/tags?post=279466"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}