{"id":300702,"date":"2022-11-21T17:07:25","date_gmt":"2022-11-21T16:07:25","guid":{"rendered":"https:\/\/zjarr.tv\/?p=300702"},"modified":"2022-11-21T17:07:25","modified_gmt":"2022-11-21T16:07:25","slug":"video-te-investosh-per-nje-pension-te-dyte-dhe-te-paguash-me-pak-taksa-nga-paga-mundesi-e-arte-nga-fondi-sigal","status":"publish","type":"post","link":"https:\/\/zjarr.tv\/en\/video-te-investosh-per-nje-pension-te-dyte-dhe-te-paguash-me-pak-taksa-nga-paga-mundesi-e-arte-nga-fondi-sigal\/","title":{"rendered":"VIDEO\/ T\u00eb investosh p\u00ebr nj\u00eb pension t\u00eb dyt\u00eb dhe t\u00eb paguash m\u00eb pak taksa nga paga, mund\u00ebsi e art\u00eb nga Fondi SIGAL"},"content":{"rendered":"<p>A po mendoni p\u00ebr pensionin tuaj n\u00eb pleq\u00ebri?<\/p>\n<p>Vitet kalojn\u00eb shpejt dhe p\u00ebr t\u00eb patur nj\u00eb mosh\u00eb t\u00eb tret\u00eb sa m\u00eb t\u00eb qet\u00eb financiarisht, duhet menduar sa m\u00eb her\u00ebt.<\/p>\n<p>P\u00ebrpos skem\u00ebs shtet\u00ebrore, prej disa vitesh, shqiptar\u00ebt kan\u00eb mund\u00ebsi t\u00eb ken\u00eb edhe nj\u00eb pension t\u00eb dyt\u00eb duke investuar n\u00eb fondet e pensioneve vullnetare.<\/p>\n<p>Dhe n\u00ebse flasim p\u00ebr to, m\u00eb i madhi n\u00eb Shqip\u00ebri \u00ebsht\u00eb Fondi i Pensionit Vullnetar SIGAL.<\/p>\n<p>Fondi SIGAL \u00ebsht\u00eb nj\u00eb mund\u00ebsi e mir\u00eb investimi p\u00ebr kursimet tuaja, pasi ju jo vet\u00ebm kurseni dhe i shtoni parat\u00eb tuaja me interesa t\u00eb larta variable por dhe paguani m\u00eb pak taksa.<\/p>\n<p>Nj\u00eb shembull i thjesht\u00eb \u00ebsht\u00eb ilustruar n\u00eb video ku nj\u00eb individ me pag\u00eb bruto 220,000 lek\u00eb derdh kontribute p\u00ebr pesnisonin e tij rreth 21,000 lek\u00eb dhe shmang taks\u00ebn 23% mbi pag\u00ebn.<\/p>\n<p>Gjithashtu pensioni i tij do t\u00eb jet\u00eb mjaftuesh\u00ebm i k\u00ebnaqsh\u00ebm.<\/p>\n<div class=\"youtube-embed\" data-video_id=\"NhT4iLbyqNE\"><iframe loading=\"lazy\" title=\"T\u00eb investosh p\u00ebr nj\u00eb pension t\u00eb dyt\u00eb dhe t\u00eb paguash m\u00eb pak taksa, mund\u00ebsi e art\u00eb nga Fondi SIGAL\" width=\"696\" height=\"392\" src=\"https:\/\/www.youtube.com\/embed\/NhT4iLbyqNE?feature=oembed&#038;enablejsapi=1\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe><\/div>\n<p>Duke krijuar nj\u00eb plan pensioni ju kurseni para p\u00ebr t\u00eb ardhmen tuaj, gjithashtu dhe i investoni k\u00ebto para pasi kursimet tuaja n\u00eb Fondin e Pensionit SIGAL shtohen me interesa t\u00eb larta variable.<\/p>\n<p>Gjithashtu kontributet tuaja n\u00eb fond zbriten nga paga bruto. Kjo sjell nj\u00eb p\u00ebrfitim fiskal ku ju n\u00eb t\u00eb nj\u00ebjt\u00ebn koh\u00eb, kurseni, investoni, dhe paguani m\u00eb pak taksa nga paga juaj.<\/p>\n<p>\u00c7far\u00eb \u00ebsht\u00eb Fondi i Pensionit Vullnetar SIGAL?<\/p>\n<p>Fondi \u00ebsht\u00eb grup asetesh n\u00eb pron\u00ebsi t\u00eb an\u00ebtar\u00ebve t\u00eb tij. N\u00eb m\u00ebnyr\u00eb t\u00eb thjeshtuar fondin mund ta konsiderojm\u00eb si nj\u00eb pron\u00ebsi ku secili an\u00ebtar ka aksionet e tij, n\u00eb baz\u00eb t\u00eb shum\u00ebs s\u00eb parave t\u00eb investuara nga secili prej tyre.<\/p>\n<p>Fondi ka p\u00ebr q\u00ebllim maksimizimin e kthimit nga investimi n\u00ebp\u00ebrmjet nj\u00eb administrimi t\u00eb kujdessh\u00ebm t\u00eb aseteve. Ai nuk b\u00ebn gj\u00eb tjet\u00ebr p\u00ebrve\u00e7 se parat\u00eb e individit i shum\u00ebfishon dhe i kthen n\u00eb pagesa mujore n\u00eb pleq\u00ebri ose edhe 5 vite para mosh\u00ebs s\u00eb pensionit shtet\u00ebror.<\/p>\n<p>Sa i p\u00ebrket Fondit SIGAL, ju mund t\u00eb an\u00ebtar\u00ebsoheni kurdo dhe t\u00eb kontribuoni n\u00eb llogarin\u00eb e tuaj t\u00eb pensionit sipas mund\u00ebsis\u00eb financiare.<\/p>\n<p>Nd\u00ebrsa kurseni n\u00eb llogarin\u00eb tuaj t\u00eb pensionit, ju fitoni interes t\u00eb lart\u00eb t\u00eb p\u00ebrb\u00ebr\u00eb gjat\u00eb nj\u00eb periudhe shum\u00ebvje\u00e7are.<\/p>\n<p>Nj\u00eb Fond Pensioni Privat Vullnetare i ofron an\u00ebtar\u00ebve t\u00eb tij mund\u00ebsin\u00eb e nj\u00eb pensioni t\u00eb p\u00ebrshtatsh\u00ebm p\u00ebr t\u00eb ruajtur standardin e jetes\u00ebs sipas k\u00ebrkesave dhe nevojave t\u00eb tyre, duke maksimizuar p\u00ebrfitimet n\u00ebp\u00ebrmjet nj\u00eb administrimi t\u00eb kujdessh\u00ebm t\u00eb aseteve.<\/p>\n<p>Sa m\u00eb her\u00ebt t\u00eb filloni t\u00eb investoni n\u00eb nj\u00eb pension, aq m\u00eb shum\u00eb do t\u00eb p\u00ebrfitoni, pasi vet\u00eb<br \/>\ninteresi fiton m\u00eb shum\u00eb interes dhe e gjith\u00eb llogaria juaj rritet m\u00eb shpejt.<\/p>\n<p>Si funksionon skema e pensioneve private? Kush mund t\u00eb b\u00ebhet an\u00ebtar?<\/p>\n<p>T\u00eb drejt\u00ebn p\u00ebr tu an\u00ebtar\u00ebsuar e kan\u00eb t\u00eb gjith\u00eb personat, pavar\u00ebsissht nga mosha, vendndodhja dhe pun\u00ebsimi Fondi SIGAL \u00cbsht\u00eb nj\u00eb Fond Pensioni me kontribute individuale t\u00eb p\u00ebrcaktuara.<\/p>\n<p>Kontributet p\u00ebr pension privat mund ti paguajn\u00eb individ\u00ebt an\u00ebtar\u00eb t\u00eb Fondit, pun\u00ebdh\u00ebn\u00ebsit e<br \/>\ntyre, ose \u00e7do person i tret\u00eb ne em\u00ebr t\u00eb tyre n\u00eb lek\u00eb<\/p>\n<p>Kontributi p\u00ebr pension mund t\u00eb paguhet sipas d\u00ebshir\u00ebs dhe mund\u00ebsis\u00eb n\u00eb baza mujore, 3- mujore, 6-mujore ose vjetore, etj. Kontributet mund t\u00eb paguhen edhe si shum\u00eb e menj\u00ebhershme<\/p>\n<p>N\u00ebse jam i pun\u00ebsuar, a mund t\u00eb an\u00ebtar\u00ebsohem n\u00eb fond?<\/p>\n<p>Sigurisht q\u00eb po! An\u00ebtar\u00ebsimi mund t\u00eb kryhet n\u00eb m\u00ebnyr\u00eb individuale ose n\u00ebp\u00ebrmjet nj\u00eb skeme profesionale nga pun\u00ebdh\u00ebn\u00ebsi.<\/p>\n<p>Ka dy alternativa t\u00eb an\u00ebtar\u00ebsimit n\u00eb skem\u00ebn profesionale:<\/p>\n<p>Kontribuon vet\u00ebm pun\u00ebdh\u00ebn\u00ebsi p\u00ebr pun\u00ebmarr\u00ebsit e tij n\u00eb mas\u00ebn e caktuar nga vet\u00eb<br \/>\npun\u00ebdh\u00ebn\u00ebsi;<\/p>\n<p>Kontribuon pun\u00ebdh\u00ebn\u00ebsi dhe pun\u00ebmarr\u00ebsi s\u00eb bashku p\u00ebr llogari t\u00eb pun\u00ebmarr\u00ebsit.<\/p>\n<p>A trasferohet fondi privat i pensionit?<\/p>\n<p>Po. \u00c7do an\u00ebtar mund t\u00eb transferoj\u00eb asetet e tij nga nj\u00eb fond pensioni n\u00eb nj\u00eb tjet\u00ebr n\u00ebse fondi tjet\u00ebr ka normat e fitimit m\u00eb t\u00eb larta se fondi paraardh\u00ebs.<\/p>\n<p>Kjo b\u00ebhet kundrejt nj\u00eb \u201cpenaliteti\u201d t\u00eb themi prej 0.5% t\u00eb aseteve q\u00eb ke n\u00eb fondin aktual.<\/p>\n<p>A humbasin parat\u00eb e investuara n\u00ebse personi nd\u00ebrron jet\u00eb? A jan\u00eb asetet e trash\u00ebgueshme?<\/p>\n<p>Sigurisht. Ndryshe nga pensioni shtet\u00ebror, n\u00eb rast humbje jete si an\u00ebtar t\u00eb Fondit, asetet e<br \/>\nmbetura n\u00eb llogarin\u00eb tuaj u shp\u00ebrndahen menj\u00ebher\u00eb trash\u00ebgimtar\u00ebve.<\/p>\n<p>\u00c7far\u00eb ndryshimi ka midis depozit\u00ebs bankare dhe nj\u00eb Fondi Privat Pensioni?<\/p>\n<p>Norma e kthimit n\u00eb fond \u00ebsht\u00eb e lidhur ngusht\u00eb me ecurin\u00eb e Titujve t\u00eb Shtetit, bonove dhe<br \/>\nObligacioneve.<\/p>\n<p>Si rrjedhoj\u00eb vlera e investimit luhatet n\u00eb var\u00ebsi t\u00eb tregut t\u00eb letrave me vler\u00eb. Pra, norma e<br \/>\nkthimit n\u00eb fond \u00ebsht\u00eb e ndryshueshme dhe jo fikse.<\/p>\n<p>Ndryshe nga depozita q\u00eb i ka fikse.<\/p>\n<p>Ju mund t\u00eb t\u00ebrhiqni shum\u00ebn e depozituar: 5 vjet para mosh\u00ebs s\u00eb daljes n\u00eb pension; gjat\u00eb<br \/>\nmosh\u00ebs s\u00eb pensionit; dhe n\u00eb rast humbjeje aft\u00ebsie p\u00ebr pun\u00eb n\u00eb m\u00ebnyr\u00eb t\u00eb p\u00ebrhershme.<\/p>\n<p>Gjithashtu Fondi ofron depozitim t\u00eb shumave t\u00eb vogla n\u00ebn minimumin e k\u00ebrkuar t\u00eb depozitave, t\u00eb bonove dhe obligacioneve dhe mund\u00ebsia e kryerjes s\u00eb pagesave n\u00eb m\u00ebnyr\u00eb automatike \u00e7do muaj.<\/p>\n<p>Kur merr pensionin pse duhet t\u00eb paguash taksa? Sa jan\u00eb taksat q\u00eb paguhen?<\/p>\n<p>Me ligjin e ri do t\u00eb tatohet vet\u00ebm fitimi. Jo m\u00eb kontibuti\u2026.<\/p>\n<p>BONUSET DHE LEHT\u00cbSIRAT Q\u00cb OFRON FONDI SIGAL?<\/p>\n<p>Duke u an\u00ebtar\u00ebsuar n\u00eb Fondin e Pensionit Vullnetar SIGAL, krahas kursimeve tuaja q\u00eb rriten me interesa t\u00eb larta, ju p\u00ebrfitoni edhe zbritje deri n\u00eb 50% n\u00eb klinikat mjek\u00ebsore m\u00eb t\u00eb mira n\u00eb Shqip\u00ebri.<\/p>\n<p>P\u00ebr m\u00eb shum\u00eb informacione:<\/p>\n<p>Tel: +35544511666<\/p>\n<p>E-mail: <a href=\"mailto:info@fondisigal.com.al\">info@fondisigal.com.al<\/a><\/p>\n<p>Web: <a href=\"http:\/\/www.fondisigal.com.al\">www.fondisigal.com.al<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>A po mendoni p\u00ebr pensionin tuaj n\u00eb pleq\u00ebri? Vitet kalojn\u00eb shpejt dhe p\u00ebr t\u00eb patur nj\u00eb mosh\u00eb t\u00eb tret\u00eb sa m\u00eb t\u00eb qet\u00eb financiarisht, duhet menduar sa m\u00eb her\u00ebt. P\u00ebrpos skem\u00ebs shtet\u00ebrore, prej disa vitesh, shqiptar\u00ebt kan\u00eb mund\u00ebsi t\u00eb ken\u00eb edhe nj\u00eb pension t\u00eb dyt\u00eb duke investuar n\u00eb fondet e pensioneve vullnetare. Dhe n\u00ebse flasim [&hellip;]<\/p>\n","protected":false},"author":2030,"featured_media":300705,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[241,5380,2631],"tags":[],"class_list":{"0":"post-300702","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-aktualitet","8":"category-kryesore","9":"category-sigal"},"_links":{"self":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/posts\/300702","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/users\/2030"}],"replies":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/comments?post=300702"}],"version-history":[{"count":0,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/posts\/300702\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/media\/300705"}],"wp:attachment":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/media?parent=300702"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/categories?post=300702"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/tags?post=300702"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}