{"id":425771,"date":"2025-11-14T14:46:09","date_gmt":"2025-11-14T13:46:09","guid":{"rendered":"https:\/\/zjarr.tv\/?p=425771"},"modified":"2025-11-14T14:46:29","modified_gmt":"2025-11-14T13:46:29","slug":"etjen-xhafaj-kthen-posten-shqiptare-ne-filial-te-iute-credit-promovon-kredite-me-interesa-300","status":"publish","type":"post","link":"https:\/\/zjarr.tv\/en\/etjen-xhafaj-kthen-posten-shqiptare-ne-filial-te-iute-credit-promovon-kredite-me-interesa-300\/","title":{"rendered":"Etjen Xhafaj kthen Post\u00ebn Shqiptare n\u00eb filial t\u00eb Iute Credit, promovon kredit\u00eb me interesa 300%"},"content":{"rendered":"<p>Nd\u00ebrsa Banka e Shqip\u00ebris\u00eb paralajm\u00ebron p\u00ebr rreziqet e kredive t\u00eb pakontrolluara dhe po p\u00ebrpiqet t\u00eb frenoj\u00eb huadh\u00ebnien e pap\u00ebrgjegjshme q\u00eb ka shkaktuar drama financiare n\u00eb mij\u00ebra familje, nj\u00eb institucion shtet\u00ebror po vepron n\u00eb drejtim t\u00eb kund\u00ebrt.<\/p>\n\n\n\n<p>Posta Shqiptare ka hapur dyert p\u00ebr kompanit\u00eb e mikrokredis\u00eb, duke u b\u00ebr\u00eb praktikisht nj\u00eb filial publik i Iute Credit, nj\u00eb prej subjekteve m\u00eb t\u00eb kritikuara p\u00ebr interesat e larta dhe praktikat zhvat\u00ebse ndaj qytetar\u00ebve.<\/p>\n\n\n\n<p>N\u00eb nj\u00eb postim n\u00eb rrjetet sociale,&nbsp;Posta Shqiptare&nbsp;njoftoi se qytetar\u00ebt mund t\u00eb aplikojn\u00eb p\u00ebr kredi t\u00eb Iute Credit drejtp\u00ebrdrejt n\u00eb sportelet e saj, duke e paraqitur k\u00ebt\u00eb si nj\u00eb \u201cmund\u00ebsi t\u00eb leht\u00eb\u201d p\u00ebr t\u2019u financuar.<\/p>\n\n\n\n<p>N\u00eb realitet, k\u00ebto jan\u00eb kredi me interesa dhe komisione shum\u00eb m\u00eb t\u00eb larta se ato bankare, t\u00eb cilat shpesh e fusin kredimarr\u00ebsin n\u00eb nj\u00eb spirale borxhesh q\u00eb si\u00e7 konfirmoi edhe skandali i mikrokredive, mund t\u00eb p\u00ebrfundoj\u00eb me pasoja t\u00eb r\u00ebnda ekonomike dhe sociale, shkruan Skyweb.al.<\/p>\n\n\n\n<p>Klient\u00ebt e mikrokredis\u00eb jan\u00eb zakonisht individ\u00eb q\u00eb nuk arrijn\u00eb t\u00eb p\u00ebrfitojn\u00eb kredi n\u00eb sistemin bankar, p\u00ebr shkak t\u00eb munges\u00ebs s\u00eb t\u00eb ardhurave t\u00eb verifikueshme, papun\u00ebsis\u00eb ose historikut t\u00eb keq t\u00eb pagesave.<\/p>\n\n\n\n<p>K\u00ebta persona b\u00ebhen sh\u00ebnjestra e leht\u00eb e institucioneve t\u00eb mikrokredis\u00eb, t\u00eb cilat japin shuma t\u00eb vogla n\u00eb dukje, por me interesa q\u00eb mund t\u00eb shum\u00ebfishojn\u00eb borxhin brenda pak muajsh.<\/p>\n\n\n\n<p>Kujtojm\u00eb se skandalet me mikrokredit\u00eb n\u00eb Shqip\u00ebri kan\u00eb prodhuar jo vet\u00ebm mij\u00ebra raste t\u00eb grabitjes ligjore t\u00eb qytetar\u00ebve, por edhe dy viktima q\u00eb humb\u00ebn jet\u00ebn pas presioneve t\u00eb egra p\u00ebr shlyerjen e detyrimeve. P\u00ebrkund\u00ebr k\u00ebtyre rasteve, Posta Shqiptare \u2013 nj\u00eb institucion shtet\u00ebror \u2013 i ofron tashm\u00eb k\u00ebtyre kompanive rrjetin e vet zyrtar p\u00ebr t\u00eb zgjeruar aktivitetin dhe p\u00ebr t\u00eb legjitimuar praktikisht zhvatjen e qytetar\u00ebve me logon e shtetit.<\/p>\n\n\n\n<p>Kjo l\u00ebvizje bie ndesh me q\u00ebndrimin e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, e cila ka paralajm\u00ebruar prej koh\u00ebsh p\u00ebr nevoj\u00ebn e kontrollit rigoroz t\u00eb aft\u00ebsive paguese t\u00eb kredimarr\u00ebsve dhe p\u00ebr kufizimin e aksesit n\u00eb kredit\u00eb me rrezik t\u00eb lart\u00eb. N\u00eb vend q\u00eb t\u00eb ndihmoj\u00eb qytetar\u00ebt t\u00eb shmangin borxhet e padrejta, Posta Shqiptare \u00ebsht\u00eb kthyer n\u00eb nd\u00ebrmjet\u00ebsen e tyre.<\/p>\n\n\n\n<p>N\u00eb krye t\u00eb institucionit sapo \u00ebsht\u00eb em\u00ebruar Etjen Xhafaj, njeri i af\u00ebrt i Erion Veliajt, nd\u00ebrsa mbetet p\u00ebr t\u2019u vler\u00ebsuar n\u00eb vijim roli i kompanis\u00eb s\u00eb Arb\u00ebr Veliajt n\u00eb k\u00ebt\u00eb zhvillim t\u00eb pazakont\u00eb p\u00ebr nj\u00eb kompani publike si Posta Shqiptare.<\/p>\n\n\n\n<p>Ky \u00ebsht\u00eb nj\u00eb shembull flagrant se si zyrat e shtetit po kthehen n\u00eb instrumente t\u00eb zhvatjes financiare, duke tradhtuar misionin publik q\u00eb duhet t\u00eb mbrojn\u00eb interesin e qytetar\u00ebve.<\/p>\n\n\n\n<p><strong>\/Skyweb<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>Nd\u00ebrsa Banka e Shqip\u00ebris\u00eb paralajm\u00ebron p\u00ebr rreziqet e kredive t\u00eb pakontrolluara dhe po p\u00ebrpiqet t\u00eb frenoj\u00eb huadh\u00ebnien e pap\u00ebrgjegjshme q\u00eb ka shkaktuar drama financiare n\u00eb mij\u00ebra familje, nj\u00eb institucion shtet\u00ebror po vepron n\u00eb drejtim t\u00eb kund\u00ebrt. Posta Shqiptare ka hapur dyert p\u00ebr kompanit\u00eb e mikrokredis\u00eb, duke u b\u00ebr\u00eb praktikisht nj\u00eb filial publik i Iute Credit, [&hellip;]<\/p>\n","protected":false},"author":2037,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[241,5380,231,235],"tags":[],"class_list":{"0":"post-425771","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-aktualitet","7":"category-kryesore","8":"category-lajme","9":"category-vendi"},"_links":{"self":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/posts\/425771","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/users\/2037"}],"replies":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/comments?post=425771"}],"version-history":[{"count":2,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/posts\/425771\/revisions"}],"predecessor-version":[{"id":425774,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/posts\/425771\/revisions\/425774"}],"wp:attachment":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/media?parent=425771"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/categories?post=425771"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/tags?post=425771"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}