{"id":55671,"date":"2018-12-19T14:56:40","date_gmt":"2018-12-19T13:56:40","guid":{"rendered":"https:\/\/zjarr.tv\/?p=55671"},"modified":"2018-12-19T14:56:40","modified_gmt":"2018-12-19T13:56:40","slug":"1800-euro-fmn-borxhi-i-familjeve-shqiptare","status":"publish","type":"post","link":"https:\/\/zjarr.tv\/en\/1800-euro-fmn-borxhi-i-familjeve-shqiptare\/","title":{"rendered":"1800 euro\/ FMN : Borxhi i  familjeve shqiptare"},"content":{"rendered":"<p>Familjet shqiptare kishin n\u00eb vitin 2017 borxhe q\u00eb llogariten sa 11.3% e asaj q\u00eb prodhon ekonomia n\u00eb nj\u00eb vit <strong>(Prodhimi i Brendsh\u00ebm Bruto-PBB).<\/strong><\/p>\n<p>Shifra \u00ebsht\u00eb publikuar nga Fondi \u00a0Monetar \u00a0Nd\u00ebrkomb\u00ebtar n\u00eb sistemin e saj t\u00eb t\u00eb dh\u00ebnave p\u00ebr borxhin global.<\/p>\n<p>N\u00eb vler\u00eb absolute, kjo shum\u00eb \u00ebsht\u00eb rreth 1.4 miliard\u00eb euro. N\u00eb t\u00eb p\u00ebrfshihen kryesisht kredit\u00eb n\u00eb banka dhe borxhet e tjera q\u00eb kan\u00eb familjar\u00ebt.<\/p>\n<p>Duke pasur parasysh q\u00eb n\u00eb Shqip\u00ebri, sipas INSTAT ka rreth 769 mij\u00eb familje, borxhi mesatar p\u00ebr nj\u00eb familje \u00ebsht\u00eb rreth 1,800 euro.<\/p>\n<p>Niveli i borxhit familjar ka mbetur i pandryshuar dy vitet e fundit, nd\u00ebrsa rekordi \u00ebsht\u00eb arritur n\u00eb vitin 2008, me rreth 13% t\u00eb PBB-s\u00eb, duke u rritur me shpejt\u00ebsi q\u00eb pas vitit 2003 <strong>(shih grafikun).<\/strong><\/p>\n<p>M\u00eb pas, ekonomia hyri n\u00eb nj\u00eb cik\u00ebl ngadal\u00ebsues, si rrjedhoj\u00eb e kriz\u00ebs globale, \u00e7ka duket se \u00e7oi n\u00eb t\u00ebrheqjen e familjeve p\u00ebr t\u00eb marr\u00eb hua.<\/p>\n<p>N\u00eb krahasim me vendet e tjera t\u00eb rajonit, familjet shqiptare kan\u00eb nj\u00eb nivel t\u00eb ul\u00ebt borxhi. N\u00eb Kroaci, po sipas FMN, ky tregues \u00ebsht\u00eb 34% e PBB-s\u00eb, n\u00eb Maqedoni 24.5%. T\u00eb dh\u00ebnat p\u00ebr Bosnj\u00ebn, Kosov\u00ebn, Malin e Zi, Serbin\u00eb mungojn\u00eb.<\/p>\n<p>N\u00eb vendet e zhvilluara, borxhi i familjeve \u00ebsht\u00eb edhe m\u00eb i lart\u00eb, p.sh. n\u00eb Gjermani \u00ebsht\u00eb rreth 53% e PBB-s\u00eb, n\u00eb Itali 41.3%, n\u00eb Suedi 88% nd\u00ebrsa n\u00eb Shtetet e Bashkuara t\u00eb Amerik\u00ebs gati 80%.<\/p>\n<p>Sipas anket\u00ebs s\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb p\u00ebr gjendjen financiare dhe huamarrjen e familjeve, blerja e mallrave me pages\u00eb t\u00eb vonuar nga dyqanet \u00ebsht\u00eb nj\u00eb z\u00ebrat kryesor\u00eb t\u00eb borxhit t\u00eb familjeve shqiptare.<\/p>\n<p>Gjithsej, familjet q\u00eb kishin nj\u00eb hua p\u00ebr t\u00eb paguar n\u00eb gjysm\u00ebn e par\u00eb t\u00eb k\u00ebtij viti p\u00ebrb\u00ebnin 28% t\u00eb totalit t\u00eb familjeve t\u00eb anketuara, pesh\u00eb kjo e nj\u00ebjt\u00eb me vitin e kaluar.<\/p>\n<p>Q\u00ebllimet kryesore t\u00eb huamarrjes s\u00eb familjeve jan\u00eb blerja apo riparimi i pronave, zhvillimi i biznesit dhe konsumi.<\/p>\n<p>P\u00ebr 77% t\u00eb familjeve k\u00ebsti mujor i huas\u00eb z\u00eb m\u00eb pak se 30% t\u00eb t\u00eb ardhurave mujore.<\/p>","protected":false},"excerpt":{"rendered":"<p>Familjet shqiptare kishin n\u00eb vitin 2017 borxhe q\u00eb llogariten sa 11.3% e asaj q\u00eb prodhon ekonomia n\u00eb nj\u00eb vit (Prodhimi i Brendsh\u00ebm Bruto-PBB). Shifra \u00ebsht\u00eb publikuar nga Fondi \u00a0Monetar \u00a0Nd\u00ebrkomb\u00ebtar n\u00eb sistemin e saj t\u00eb t\u00eb dh\u00ebnave p\u00ebr borxhin global. N\u00eb vler\u00eb absolute, kjo shum\u00eb \u00ebsht\u00eb rreth 1.4 miliard\u00eb euro. N\u00eb t\u00eb p\u00ebrfshihen kryesisht kredit\u00eb [&hellip;]<\/p>\n","protected":false},"author":2020,"featured_media":55614,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[241,243],"tags":[],"class_list":{"0":"post-55671","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-aktualitet","8":"category-skandale-lajme"},"_links":{"self":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/posts\/55671","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/users\/2020"}],"replies":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/comments?post=55671"}],"version-history":[{"count":0,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/posts\/55671\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/media\/55614"}],"wp:attachment":[{"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/media?parent=55671"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/categories?post=55671"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zjarr.tv\/en\/wp-json\/wp\/v2\/tags?post=55671"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}