{"id":132177,"date":"2020-08-06T10:48:58","date_gmt":"2020-08-06T08:48:58","guid":{"rendered":"https:\/\/zjarr.tv\/?p=132177"},"modified":"2020-08-06T10:48:58","modified_gmt":"2020-08-06T08:48:58","slug":"qytetaret-ne-shqiperi-preferojne-te-marrin-borxh-per-te-paguar-borxhet","status":"publish","type":"post","link":"https:\/\/zjarr.tv\/sq\/qytetaret-ne-shqiperi-preferojne-te-marrin-borxh-per-te-paguar-borxhet\/","title":{"rendered":"Qytetar\u00ebt n\u00eb Shqip\u00ebri preferojn\u00eb t\u00eb marrin borxh p\u00ebr t\u00eb paguar borxhet"},"content":{"rendered":"

Situata e v\u00ebshtir\u00eb e krijuar n\u00eb ekonomi nga Covid-19 ka b\u00ebr\u00eb q\u00eb individ\u00ebt, jo vet\u00ebm t\u00eb ulin k\u00ebrkes\u00ebn p\u00ebr kredi p\u00ebr blerje sht\u00ebpie dhe mallra konsumator\u00eb, por edhe t\u00eb vihen n\u00eb v\u00ebshtir\u00ebsi p\u00ebr t\u00eb paguar detyrimet q\u00eb ata kan\u00eb, duke u detyruar t\u00eb marrin borxh p\u00ebr t\u00eb paguar borxhet .<\/p>\n

N\u00eb tabelat e Vrojtimit t\u00eb fundit t\u00eb Aktivitetit Kreditues, t\u00eb publikuar nga banka e Shqip\u00ebris\u00eb, ka nj\u00eb rritje t\u00eb ndjeshme t\u00eb nevoj\u00ebs p\u00ebr rifinancimin e borxhit, i cili \u00ebsht\u00eb i vetmi q\u00eb ka nj\u00eb balanc\u00eb pozitive prej 16.1 p\u00ebr tremujorin e dyt\u00eb t\u00eb vitit. Sipas Bank\u00ebs, Vlera pozitive tregon se ky faktor, n\u00eb rastin konkret rifinancimi i borxhit, ka ndikuar n\u00eb rritjen e k\u00ebrkes\u00ebs p\u00ebr kredi. Ky \u00ebsht\u00eb tremujori i par\u00eb, q\u00eb ky faktor \u00ebsht\u00eb n\u00eb nj\u00eb rritje kaq t\u00eb shpejt\u00eb, q\u00eb kur Banka e Shqip\u00ebris\u00eb publikon k\u00ebt\u00eb tregues.<\/p>\n

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N\u00eb t\u00eb kund\u00ebrt, nevoja p\u00ebr financim p\u00ebr konsum dhe p\u00ebr blerje banese ka sh\u00ebnuar nj\u00eb r\u00ebnie t\u00eb fort\u00eb, duke sh\u00ebnuar nivelet m\u00eb t\u00eb ul\u00ebta historike, q\u00eb prej tremujorit t\u00eb par\u00eb 2009, kur Banka e Shqip\u00ebris\u00eb raporton t\u00eb dh\u00ebnat.<\/p>\n

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T\u00eb dh\u00ebnat e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb b\u00ebjn\u00eb t\u00eb ditur se nevoja p\u00ebr financim p\u00ebr blerje sht\u00ebpie sh\u00ebnoi nj\u00eb balanc\u00eb negative prej -41.6 pik\u00eb n\u00eb tremujorin e par\u00eb dhe -15.4 n\u00eb t\u00eb dytin, rezultatet m\u00eb negative q\u00eb kur raportohen t\u00eb dh\u00ebnat, nga viti 2009. R\u00ebnia e fort\u00eb n\u00eb tremujorin e par\u00eb \u00ebsht\u00eb e lidhur edhe me situat\u00ebn e krijuar nga t\u00ebrmeti i 26 n\u00ebntorit q\u00eb u shoq\u00ebrua me frik\u00eb dhe pasiguri. Individ\u00ebt kan\u00eb ndjesi negative edhe p\u00ebr zhvillimet aktuale dhe t\u00eb pritura n\u00eb tregun e banesave, p\u00ebrfshir\u00eb \u00e7mimet, n\u00eb tremujorin e par\u00eb dhe t\u00eb dyt\u00eb, me balanca negative p\u00ebrkat\u00ebsisht -18.3 dhe -25.9.<\/p>\n

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Individ\u00ebt nuk mendojn\u00eb as t\u00eb marrin hua p\u00ebr blerje konsumi. Balanca e nevojave p\u00ebr financim p\u00ebr konsum ishte negative si n\u00eb tremujorin e par\u00eb ashtu dhe t\u00eb dytin, me p\u00ebrkat\u00ebsisht -36.7 dhe -21.7. k\u00ebto jan\u00eb nivelet me negative historike, q\u00eb ku ka filluar matja e indeksit n\u00eb vitin 2009.<\/p>\n

Vrojtimi tregon se ka nj\u00eb p\u00ebrkeq\u00ebsim t\u00eb ndjesh\u00ebm t\u00eb aft\u00ebsis\u00eb paguese t\u00eb individ\u00ebve, n\u00eb tremujorin e par\u00eb dhe t\u00eb dyt\u00eb t\u00eb k\u00ebtij viti, ku balanca negative \u00ebsht\u00eb p\u00ebrkat\u00ebsisht me -17.2 dhe -43.7%, nga rreth zero q\u00eb ishte n\u00eb vitin 2019, duke sh\u00ebnuar nivelin m \u00ebt\u00eb ul\u00ebt q\u00eb nga viti 2009.<\/p>\n

Mbyllja e ekonomis\u00eb p\u00ebr gati tre muaj, me q\u00ebllim frenimin e p\u00ebrhapjes s\u00eb koronavirusit vler\u00ebsohet t\u00eb ket\u00eb dh\u00ebn\u00eb efekt t\u00eb fort\u00eb n\u00eb ekonomi. Qeveria pret q\u00eb r\u00ebnia k\u00ebt\u00eb vit t\u00eb jet\u00eb 4.3%, nd\u00ebrsa pritshm\u00ebrit\u00eb e institucioneve financiare variojn\u00eb nga -5% p\u00ebr FMN dhe Bank\u00ebn Bot\u00ebrore, deri n\u00eb -9% nga Banka Europiane p\u00ebr Rind\u00ebrtim dhe Zhvillim (BERZH).<\/p>\n","protected":false},"excerpt":{"rendered":"

Situata e v\u00ebshtir\u00eb e krijuar n\u00eb ekonomi nga Covid-19 ka b\u00ebr\u00eb q\u00eb individ\u00ebt, jo vet\u00ebm t\u00eb ulin k\u00ebrkes\u00ebn p\u00ebr kredi p\u00ebr blerje sht\u00ebpie dhe mallra konsumator\u00eb, por edhe t\u00eb vihen n\u00eb v\u00ebshtir\u00ebsi p\u00ebr t\u00eb paguar detyrimet q\u00eb ata kan\u00eb, duke u detyruar t\u00eb marrin borxh p\u00ebr t\u00eb paguar borxhet . N\u00eb tabelat e Vrojtimit t\u00eb […]<\/p>\n","protected":false},"author":2020,"featured_media":132178,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[241],"tags":[],"class_list":{"0":"post-132177","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-aktualitet"},"_links":{"self":[{"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/posts\/132177","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/users\/2020"}],"replies":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/comments?post=132177"}],"version-history":[{"count":0,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/posts\/132177\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/media\/132178"}],"wp:attachment":[{"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/media?parent=132177"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/categories?post=132177"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/tags?post=132177"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}