Bankat kan\u00eb shtr\u00ebnguar standardet e kredidh\u00ebnies p\u00ebr bizneset e vogla dhe individ\u00ebt. Kriza e \u00e7mimeve ka detyruar bankat q\u00eb t\u00eb jen\u00eb m\u00eb t\u00eb kujdesshme n\u00eb miratimin e kredive. Ndikim n\u00eb k\u00ebt\u00eb situat\u00eb ka dh\u00ebn\u00eb edhe shtimi i\u00a0 pasigurive dhe shqet\u00ebsimet mbi\u00a0\u00a0 dob\u00ebsimin e\u00a0 mundsh\u00ebm t\u00eb\u00a0 aktivitetit ekonomik me\u00a0 zgjatjen e\u00a0 konfliktit n\u00eb\u00a0 Ukrain\u00eb.<\/p>\n
Sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb kredia p\u00ebr bizneset e\u00a0 mesme dhe t\u00eb m\u00ebdha ka\u00a0 p\u00ebsuar rritje duke kompensuar tkurrjen\u00a0 n\u00eb segmentin e biznesit t\u00eb vog\u00ebl. Nj\u00eb mas\u00eb n\u00eb rritjen e standardeve t\u00eb\u00a0 bankave ka qen\u00eb\u00a0\u00a0 rritja e\u00a0 normave t\u00eb\u00a0 interesit p\u00ebr kredit\u00eb e\u00a0 bizneseve t\u00eb vogla dhe qytetar\u00ebt.<\/p>\n
Norma e interesit p\u00ebr kredit\u00eb e vogla (deri n\u00eb 35 milion lek\u00eb), ka shkuar n\u00eb 6.2%, nga mesatarja prej 6.0% e tremujorit t\u00eb m\u00ebparsh\u00ebm dhe e vitit 2021.<\/p>\n
Po ashtu edhe normat e interesit p\u00ebr kredit\u00eb p\u00ebr individ\u00eb kan\u00eb sh\u00ebnuar rritje n\u00eb tremujorin e dyt\u00eb t\u00eb vitit. Rritja m\u00eb e spikatur n\u00eb k\u00ebt\u00eb tremujor ishte tek kredit\u00eb hipotekare, ku interesi i tyre rezultoi 4.0% nga 3.6% q\u00eb ishte n\u00eb tremujorin e m\u00ebparsh\u00ebm dhe 3.7% n\u00eb vitin 2021. Dy vitet e fundit jan\u00eb karakterizuar nga nj\u00eb k\u00ebrkes\u00eb e lart\u00eb e individ\u00ebve p\u00ebr kredi p\u00ebr blerje banese , e cila \u00ebsht\u00eb shoq\u00ebruar me kushte t\u00eb leht\u00ebsuara kreditimi.<\/p>\n
Tremujori i dyt\u00eb i k\u00ebtij viti ka sh\u00ebnuar nj\u00eb rritje edhe n\u00eb interesin e kredis\u00eb\u00a0 konsumatore. Ky interes rezultoi me nj\u00eb nivel mesatar prej 9.3%, nga 9.1% n\u00eb\u00a0 tremujorin e par\u00eb\u00a0 t\u00eb\u00a0 vitit.<\/p>\n
Por pavar\u00ebsisht standardeve m\u00eb t\u00eb\u00a0 forta, kreditimi n\u00eb periudh\u00ebn prill \u2013qershor ka pasur ritme pozitive duke u rritur me 12% ose me rreth 11 miliard\u00eb lek\u00eb.<\/p>\n
Burimi: abcnews.al<\/p>\n","protected":false},"excerpt":{"rendered":"
Bankat kan\u00eb shtr\u00ebnguar standardet e kredidh\u00ebnies p\u00ebr bizneset e vogla dhe individ\u00ebt. Kriza e \u00e7mimeve ka detyruar bankat q\u00eb t\u00eb jen\u00eb m\u00eb t\u00eb kujdesshme n\u00eb miratimin e kredive. Ndikim n\u00eb k\u00ebt\u00eb situat\u00eb ka dh\u00ebn\u00eb edhe shtimi i\u00a0 pasigurive dhe shqet\u00ebsimet mbi\u00a0\u00a0 dob\u00ebsimin e\u00a0 mundsh\u00ebm t\u00eb\u00a0 aktivitetit ekonomik me\u00a0 zgjatjen e\u00a0 konfliktit n\u00eb\u00a0 Ukrain\u00eb. Sipas Bank\u00ebs […]<\/p>\n","protected":false},"author":2037,"featured_media":141839,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[241,1584,231],"tags":[],"class_list":{"0":"post-278643","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-aktualitet","8":"category-ekonomi","9":"category-lajme"},"_links":{"self":[{"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/posts\/278643","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/users\/2037"}],"replies":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/comments?post=278643"}],"version-history":[{"count":0,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/posts\/278643\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/media\/141839"}],"wp:attachment":[{"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/media?parent=278643"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/categories?post=278643"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/tags?post=278643"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}