Emisioni N\u00eb Sh\u00ebnjest\u00ebr n\u00eb News24 i gazetares Klodiana Lala ka hedhur drit\u00eb mbi ngjarjen e r\u00ebnd\u00eb t\u00eb ndodhur pak dit\u00eb m\u00eb par\u00eb, ku Pal Trashaj, i dha fund jet\u00ebs duke konsumuar fotoksin\u00eb. Trashaj zgjodhi dyert e SPAK p\u00ebr t\u00eb nd\u00ebrmarr\u00eb aktin e r\u00ebnd\u00eb, pasi prej 4 vitesh k\u00ebrkonte drejt\u00ebsi dhe nuk po arrinte ta gjente. Shkaku, nj\u00eb kredi e marr\u00eb n\u00eb 2008, t\u00eb cil\u00ebn ai pretendonte se e kishte shlyer, por q\u00eb dukej se ishte futur n\u00eb nj\u00eb rreth vicioz, ku vazhdimisht paguante dhe s\u00ebrisht dilte debitor.<\/p>\n
Pal Trashaj nuk \u00ebsht\u00eb m\u00eb.<\/p>\n
Nuk \u00ebsht\u00eb m\u00eb n\u00eb k\u00ebt\u00eb jet\u00eb, sepse ia mor\u00ebn edhe kur ai b\u00ebrtiti fort p\u00ebr t\u00eb.<\/p>\n
T\u00eb h\u00ebn\u00ebn e k\u00ebtij fillim korriku, pas nj\u00eb beteje t\u00eb gjat\u00eb me shurdh\u00ebsin\u00eb q\u00eb shoq\u00ebron shpesh drejt\u00ebsin\u00eb n\u00eb k\u00ebt\u00eb vend, ai vendosi t\u2019i jap\u00eb fund jet\u00ebs pik\u00ebrisht p\u00ebrball\u00eb SPAK, institucionit t\u00eb vet\u00ebm ku ai kishte varur shpresat se z\u00ebri i tij m\u00eb n\u00eb fund do t\u00eb d\u00ebgjohej.<\/p>\n
Si\u00e7 shikohet edhe n\u00eb k\u00ebto pamje t\u00eb tij t\u00eb fundit n\u00eb k\u00ebt\u00eb jet\u00eb, ai kishte mb\u00ebrritur n\u00eb der\u00ebn e k\u00ebtij institucioni p\u00ebr t\u2019u takuar me nj\u00eb nga oficer\u00ebt e Byros\u00eb Komb\u00ebtare t\u00eb Hetimit, p\u00ebr t\u2019i shprehur d\u00ebshp\u00ebrimin e tij, pas kat\u00ebr vitesh kalvari t\u00eb gjat\u00eb n\u00eb k\u00ebrkim t\u00eb s\u00eb drejt\u00ebs s\u00eb mohuar.<\/p>\n
Pas nj\u00eb padrejt\u00ebsie t\u00eb madhe q\u00eb ai mendonte se i ishte b\u00ebr\u00eb nga nj\u00eb institucion mikrofinanciar, q\u00eb i k\u00ebrkonte t\u00eb paguante k\u00ebstet e nj\u00eb kredie t\u00eb marr\u00eb n\u00eb vitin 2008, q\u00eb ai pretendonte q\u00eb e kishte shlyer.<\/p>\n
Por q\u00eb disa vite m\u00eb pas, kur po mendonte se ishte n\u00eb pagimin e k\u00ebstit t\u00eb fundit, papritur ai gjendet p\u00ebrball\u00eb nj\u00eb situate t\u00eb pazakont\u00eb, t\u00eb njohjes me faktin q\u00eb kishte shum\u00eb k\u00ebste pa derdhur n\u00eb llogari.<\/p>\n
Por ky takim me oficerin e Byros\u00eb Komb\u00ebtare t\u00eb Hetimit nuk u realizua, dhe kjo duket se e \u00e7oi drejt mendimit fatal Pal Trashaj, historianin nga Lezha, q\u00eb n\u00eb munges\u00eb t\u00eb drejt\u00ebsis\u00eb dhe lodhjes s\u00eb gjat\u00eb duke trokitur n\u00ebp\u00ebr dyer q\u00eb nuk i hapeshin, vendosi t\u2019i jap\u00eb fund jet\u00ebs ndoshta n\u00eb shenj\u00eb revolte, pik\u00ebrisht n\u00eb oborrin e SPAK.<\/p>\n
Si p\u00ebr t\u2019u th\u00ebn\u00eb t\u00eb gjith\u00ebve, q\u00eb akti i tij i vet\u00ebflijmit, le t\u00eb jet\u00eb si nj\u00eb thirrje ul\u00ebrit\u00ebse p\u00ebr t\u00eb gjith\u00eb gjyqtar\u00ebt dhe prokuror\u00ebt, q\u00eb kan\u00eb n\u00eb dor\u00eb fatin e njer\u00ebzve.<\/p>\n
Edhe t\u00eb Pal Trashaj n\u00eb k\u00ebt\u00eb rast, q\u00eb pasi piu kokrr\u00ebn e fostoksin\u00ebs q\u00eb kishte marr\u00eb me vete n\u00eb oborrin e SPAK, u nda nga jeta nj\u00eb dit\u00eb m\u00eb pas n\u00eb Qendr\u00ebn Spitalore Universitare \u2018N\u00ebn\u00eb Tereza\u2019 n\u00eb Tiran\u00eb.
\nPor pse Pal Trashaj, vendosi t\u2019i jap\u00eb fund jet\u00ebs n\u00eb k\u00ebt\u00eb akt tragjik, t\u00eb pad\u00ebgjuar m\u00eb her\u00ebt?<\/p>\n
Cila \u00ebsht\u00eb historia e tij me institucionet jofinanciare t\u00eb mikrokredis\u00eb, q\u00eb daton q\u00eb nga viti 2008 dhe si k\u00ebto institucione e mashtruan dhe e fut\u00ebn s\u00ebrish n\u00eb borxhe, tashm\u00eb te disa insitucuone t\u00eb tjera t\u00eb mbledhjes s\u00eb debiteve.<\/p>\n
Q\u00eb jan\u00eb trajtuar m\u00eb her\u00ebt edhe n\u00eb emisionin \u2018N\u00eb Sh\u00ebnjest\u00ebr\u2019 dhe q\u00eb ashtu si shushunj\u00ebzat, po u pijn\u00eb gjakun qytetar\u00ebve, duke u bllokuar pasurit\u00eb, n\u00eb em\u00ebr t\u00eb mbledhjes s\u00eb borxheve.<\/p>\n
Sipas informacioneve t\u00eb emisionit \u2018N\u00eb Sh\u00ebnjest\u00ebr\u2019, i gjith\u00eb kalvari i gjat\u00eb i Pal Trashaj me k\u00ebto insitucione nis n\u00eb vitin 2008.<\/p>\n
Koha kur ai merr n\u00eb institucionin jo financiar \u2018Oportunity\u2019 nj\u00eb kredi me vler\u00eb 5 milion\u00eb lek\u00eb t\u00eb vjet\u00ebr, q\u00eb me shlyerjen p\u00ebrfundimtare t\u00eb k\u00ebsteve, shuma shkonte n\u00eb 8 milion\u00eb lek\u00eb t\u00eb vjet\u00ebr.<\/p>\n
Kjo me q\u00ebllim p\u00ebr t\u00eb shlyer nj\u00eb detyrim t\u00eb m\u00ebparsh\u00ebm q\u00eb ai kishte. Sipas t\u00eb dh\u00ebnave, Pal Trashaj, duke qen\u00eb se \u2018Oportunity\u2019 nuk ishte nj\u00eb institucion financiar, k\u00ebstet e kredis\u00eb do t\u00eb duhej t\u2019i shlyente n\u00eb nj\u00eb bank\u00eb t\u00eb nivelit t\u00eb dyt\u00eb.<\/p>\n
Kjo ishte n\u00eb thelb edhe marr\u00ebveshja q\u00eb pal\u00ebt kishin r\u00ebn\u00eb dakord.<\/p>\n
Por nd\u00ebrsa \u00e7do gj\u00eb duket se po shkonte normalisht, nj\u00eb dit\u00eb at\u00eb e marrin nga institucioni ku kishte marr\u00eb kredin\u00eb dhe i thon\u00eb q\u00eb tani e n\u00eb vazhdim nuk ishte m\u00eb e nevojshme t\u00eb shkonte n\u00eb nj\u00eb bank\u00eb t\u00eb nivelit t\u00eb dyt\u00eb p\u00ebr t\u00eb shlyer k\u00ebstet e mbetura.<\/p>\n
Por k\u00ebt\u00eb mund ta b\u00ebnte fare mir\u00eb n\u00eb \u2018Oportunity\u2019 q\u00eb n\u00eb k\u00ebt\u00eb moment emrin e kishte nd\u00ebrruar n\u00eb \u2018NOA\u2019. I bindur se \u00e7do gj\u00eb ishte n\u00eb rregull, Pal Trashaj vendos t\u2019i paguaj\u00eb k\u00ebstet e mbetura t\u00eb kredis\u00eb prej 5 milion\u00eb lek\u00eb t\u00eb vjetra, n\u00eb institucionin ku edhe i kishte marr\u00eb.<\/p>\n
Nj\u00eb k\u00ebst mujor q\u00eb n\u00eb vetvete ishte 150 mij\u00eb lek\u00eb t\u00eb vjetra. Por nd\u00ebrsa mendonte se m\u00eb n\u00eb fund po e shlyente kredin\u00eb, nga t\u00eb cilat nj\u00eb pjes\u00eb t\u00eb k\u00ebsteve te \u2018NOA\u2019, telashet p\u00ebr t\u00eb nj\u00eb dit\u00eb fillojn\u00eb dhe nuk p\u00ebrfundojn\u00eb nga nj\u00eb telefonat\u00eb q\u00eb merr nga drejtori i ri i k\u00ebtij institucioni.<\/p>\n
I cili pasi i prezantohet n\u00eb telefon, e fton t\u00eb paraqitet n\u00eb zyrat e mikrokredis\u00eb. Aty ku Pal Trashaj, pasi hedh syt\u00eb, nuk njeh asnj\u00eb nga punonj\u00ebsit e dikursh\u00ebm.<\/p>\n
Por ajo q\u00eb d\u00ebgjon nga drejtori i ri i \u2018NOA\u2019-s p\u00ebr t\u00eb \u00ebsht\u00eb me t\u00eb v\u00ebrtet\u00eb e habitshme. Ku ai i tregon Pal Trashaj se kishte disa k\u00ebste kredie t\u00eb pashlyera nd\u00ebr vite t\u00eb ndryshme.<\/p>\n
Shum\u00eb e cila sipas drejtorit t\u00eb ri t\u00eb \u2018NOA\u2019, ishte 4 milion e 400 mij\u00eb lek\u00eb t\u00eb vjetra. Gj\u00eb e surprizon jo pak klientin, i cili n\u00eb pretendimin se e kishte paguar k\u00ebto k\u00ebste n\u00eb \u2018NOA\u2019, i k\u00ebrkon menj\u00ebher\u00eb drejtuesit t\u00eb k\u00ebtij institucioni, dokumentacionin p\u00ebrkat\u00ebs.<\/p>\n
Por edhe pse e k\u00ebrkoi me shkrim k\u00ebt\u00eb informacion, Pal Trashaj nuk mori kurr\u00eb p\u00ebrgjigje se ku kishin avulluar nd\u00ebrkoh\u00eb pagesat e k\u00ebsteve q\u00eb ai kishte b\u00ebr\u00eb n\u00eb \u2018NOA\u2019.<\/p>\n
P\u00ebrkundrazi ai mori vet\u00ebm nj\u00eb grafik pa firm\u00eb dhe vul\u00eb, ku shkruhej se n\u00eb muajin n\u00ebntor 2011 ai nuk kishte paguar nj\u00eb k\u00ebst. Po k\u00ebshtu edhe n\u00eb shkurt 2012.<\/p>\n
Dhe me radh\u00eb ishin 6 k\u00ebste q\u00eb ai nuk kishte paguar sipas \u2018NOA\u2019-s. K\u00ebste q\u00eb n\u00eb vetvete p\u00ebrb\u00ebnin shum\u00eb 900 mij\u00eb lek\u00eb t\u00eb vjetra, por q\u00eb bashk\u00eb me interesat kishin shkuar n\u00eb 4 milion e 400 mij\u00eb lek\u00eb t\u00eb vjet\u00ebr.<\/p>\n
Pra sipas \u2018NOA\u2019-s, tashm\u00eb Pal Trashaj, do t\u00eb duhet t\u00eb paguante mbi shum\u00ebn e par\u00eb t\u00eb kredis\u00eb prej 8 milion\u00eb lek\u00eb t\u00eb vjet\u00ebr edhe pothuaj 3 milion\u00eb e 500 mij\u00eb lek\u00eb t\u00eb vjetra.<\/p>\n
Pra n\u00eb total p\u00ebr kredin\u00eb prej 5 milion\u00eb lek\u00eb t\u00eb vjetra q\u00eb mori n\u00eb fillim, ai duhet t\u00eb paguante 11 milion e 500 mij\u00eb lek\u00eb t\u00eb vjetra. Kjo p\u00ebr shkak t\u00eb vjedhjes q\u00eb punonj\u00ebsit e k\u00ebtij institucioni kishin b\u00ebr\u00eb.<\/p>\n
I gjendur n\u00eb nj\u00eb situat\u00eb t\u00eb till\u00eb, ai k\u00ebrkon t\u00eb hap\u00eb nj\u00eb proces gjyq\u00ebsor. Por edhe k\u00ebtu \u2018NOA\u2019 p\u00ebrpiqet t\u00eb b\u00ebhet penges\u00eb.<\/p>\n
Pasi nuk i jep dokumentacionin p\u00ebrkat\u00ebs t\u00eb shlyerjes s\u00eb k\u00ebsteve t\u00eb kredis\u00eb. Por nd\u00ebrsa mendoi q\u00eb k\u00ebt\u00eb \u00e7\u00ebshtje ta linte pezull, pik\u00ebrisht n\u00eb vitin 2017, p\u00ebr t\u00eb fillon nj\u00eb tjet\u00ebr kalvar.<\/p>\n
Ai i institucioneve t\u00eb cilat mbledhin kredit\u00eb e k\u00ebqija. Ku \u2018NOA\u2019 del se ashtu si shum\u00eb klient\u00ebve t\u00eb tjer\u00eb t\u00eb saj, ia kishte shitur borxhin e Trashaj, institucionit jo financiar \u2018STAR\u2019.<\/p>\n
Q\u00eb nis nga ana e saj ta telefonoj\u00eb vazhdimisht, duke i k\u00ebrkuar t\u00eb shlyente borxhin. Duke iu prezantuar si institucioni q\u00eb tashm\u00eb kishte p\u00ebr detyr\u00eb t\u00eb mblidhte k\u00ebt\u00eb borxh. Ndryshe n\u00eb rast se ky borxh nuk kthehej, at\u00ebher\u00eb ata do auorizonin p\u00ebrmbarimin q\u00eb t\u00eb bllokonte pasurit\u00eb e Trashaj.<\/p>\n
K\u00ebto telefonata duket se u b\u00ebn\u00eb gjithmon\u00eb e m\u00eb t\u00eb shpeshta, dhe po k\u00ebshtu edhe zarfet q\u00eb vinin n\u00eb adres\u00eb t\u00eb tij nga kompania \u2018STAR\u2019.<\/p>\n
E cila nga ana e saj nuk pranonte asnj\u00eb kontakt me k\u00ebta klient\u00eb. Madje shpesh p\u00ebrdornin edhe dhun\u00ebn ndaj qytetar\u00ebve q\u00eb shkonin n\u00eb zyrat e tyre, sa her\u00eb ata ngrinin z\u00ebrin dhe k\u00ebrkonin t\u00eb informoheshin mbi gjendjen e tyre.<\/p>\n","protected":false},"excerpt":{"rendered":"
Emisioni N\u00eb Sh\u00ebnjest\u00ebr n\u00eb News24 i gazetares Klodiana Lala ka hedhur drit\u00eb mbi ngjarjen e r\u00ebnd\u00eb t\u00eb ndodhur pak dit\u00eb m\u00eb par\u00eb, ku Pal Trashaj, i dha fund jet\u00ebs duke konsumuar fotoksin\u00eb. Trashaj zgjodhi dyert e SPAK p\u00ebr t\u00eb nd\u00ebrmarr\u00eb aktin e r\u00ebnd\u00eb, pasi prej 4 vitesh k\u00ebrkonte drejt\u00ebsi dhe nuk po arrinte ta gjente. […]<\/p>\n","protected":false},"author":2037,"featured_media":406731,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[241,323,5380,231,235],"tags":[],"class_list":{"0":"post-406730","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-aktualitet","8":"category-kronika-e-zeze","9":"category-kryesore","10":"category-lajme","11":"category-vendi"},"_links":{"self":[{"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/posts\/406730","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/users\/2037"}],"replies":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/comments?post=406730"}],"version-history":[{"count":1,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/posts\/406730\/revisions"}],"predecessor-version":[{"id":406733,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/posts\/406730\/revisions\/406733"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/media\/406731"}],"wp:attachment":[{"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/media?parent=406730"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/categories?post=406730"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/tags?post=406730"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}