N\u00eb nj\u00eb bised\u00eb t\u00eb p\u00ebrditshme mes miqsh, shpeshher\u00eb hasemi me tema t\u00eb ndryshme q\u00eb na b\u00ebjn\u00eb t\u00eb mendojm\u00eb m\u00eb thell\u00eb p\u00ebr t\u00eb ardhmen. Koh\u00ebt e fundit, n\u00eb nj\u00eb episod podcasti, nj\u00eb diskutim i till\u00eb mes Mira Kazhanit dhe Spiro Brumbullit na solli n\u00eb v\u00ebmendje nj\u00eb nga \u00e7\u00ebshtjet m\u00eb t\u00eb r\u00ebnd\u00ebsishme p\u00ebr \u00e7do individ: pensioni privat.<\/p>\n
Mira: \u201cKe menduar p\u00ebr pensionin? Nj\u00eb shoqe para ca dit\u00ebsh m\u00eb tha, \u201cUn\u00eb po b\u00ebj nj\u00eb pension privat.\u201d I thash\u00eb, \u201cMos ma kujto!\u201d, se mendova q\u00eb \u00ebsht\u00eb von\u00eb.\u201d<\/p>\n
Spiro Brumbulli:\u201d \u00cbsht\u00eb gj\u00ebja m\u00eb e mir\u00eb. Jo, nuk je von\u00eb. Pensioni privat e ka vler\u00ebn sa m\u00eb
\nshum\u00eb vite t\u00eb kontribuosh, aq m\u00eb shum\u00eb t\u00eb b\u00ebhet shuma. Nj\u00eb nga gj\u00ebrat q\u00eb duhet t\u00eb b\u00ebjm\u00eb t\u00eb gjith\u00eb \u00ebsht\u00eb q\u00eb duhet t\u00eb fillojm\u00eb her\u00ebt. Nj\u00eb shum\u00eb sado e vog\u00ebl. Q\u00ebkur nisim marr\u00ebdh\u00ebnien e pun\u00ebs duhet t\u00eb nisim nj\u00eb fond pensioni privat. Me skem\u00ebn shtet\u00ebrore nuk do t\u00eb arrijm\u00eb kurr\u00eb q\u00eb t\u00eb sigurojm\u00eb t\u00eb nj\u00ebjtin nivel jetese n\u00eb pension. \u00cbsht\u00eb e padiskutueshme.\u201d<\/p>\n
Mira Kazhani: \u201cShum\u00eb e v\u00ebrtet\u00eb.\u201d<\/p>\n
R\u00ebnd\u00ebsia e t\u00eb Pasurit nj\u00eb Pension Privat<\/p>\n
Ky dialog i thjesht\u00eb por i thell\u00eb nd\u00ebrmjet Mir\u00ebs dhe Spiros na kujton r\u00ebnd\u00ebsin\u00eb jetike t\u00eb t\u00eb
\nmenduarit p\u00ebr pensionin ton\u00eb q\u00eb nga momentet e para t\u00eb karrier\u00ebs. Ja disa arsye pse duhet t\u00eb merrni parasysh krijimin e nj\u00eb pensioni privat:<\/p>\n
1. Siguria Financiare n\u00eb t\u00eb Ardhmen
\nSkema shtet\u00ebrore e pensioneve, pavar\u00ebsisht se \u00ebsht\u00eb nj\u00eb ndihm\u00eb e vlefshme, shpeshher\u00eb nuk mund t\u00eb mbuloj\u00eb t\u00eb gjitha nevojat tona financiare n\u00eb mosh\u00ebn e pensionit. Nj\u00eb pension privat ju siguron nj\u00eb burim t\u00eb shtuar t\u00eb ardhurash, duke ju lejuar t\u00eb ruani nj\u00eb nivel jetese t\u00eb k\u00ebnaqsh\u00ebm dhe t\u00eb mos p\u00ebrballeni me v\u00ebshtir\u00ebsi financiare.<\/p>\n
2. Fleksibilitet dhe Kontroll<\/p>\n
Me nj\u00eb pension privat, ju keni kontroll t\u00eb plot\u00eb mbi kontributet tuaja dhe mund t\u00eb zgjidhni
\nm\u00ebnyr\u00ebn e derdhjes q\u00eb i p\u00ebrshtatet m\u00eb mir\u00eb nevojave dhe q\u00ebllimeve tuaja financiare. Mund t\u00eb filloni me shuma t\u00eb vogla dhe t\u00eb rrisni kontributet tuaja me kalimin e koh\u00ebs, sipas mund\u00ebsive tuaja financiare. Kontributi i b\u00ebr\u00eb nga \u00e7do an\u00ebtar n\u00eb Fond zbritet nga t\u00eb ardhurat personale t\u00eb tij, p\u00ebr efekt tatimi. Kthimi i investimit, p\u00ebrfshir\u00eb fitimet nga kapitali prej investimeve t\u00eb kryera me asetet e Fondit, gjat\u00eb koh\u00ebs s\u00eb investimit, nuk i n\u00ebnshtrohen tatimit, as p\u00ebr vet\u00eb fondin dhe as p\u00ebr shoq\u00ebrin\u00eb administruese. \u00c7do kontribut i derdhur p\u00ebr pension privat \u00ebsht\u00eb i p\u00ebrjashtuar nga tatimi mbi t\u00eb ardhurat per pun\u00ebmarr\u00ebsin sipas ligjit te ri. Kufiri maksimal mujor, p\u00ebr q\u00ebllime t\u00eb leht\u00ebsive tatimore, \u00ebsht\u00eb deri n\u00eb nivelin e pag\u00ebs minimale t\u00eb miratuar n\u00eb shkall\u00eb vendi, q\u00eb aktualisht \u00ebsht\u00eb 40,000 lek\u00eb n\u00eb muaj ose 480,000 lek\u00eb n\u00eb vit.<\/p>\n
3. Fitimi nga Investimet<\/p>\n
Kontributet tuaja n\u00eb nj\u00eb fond pensioni privat investohen n\u00eb m\u00ebnyr\u00eb t\u00eb zgjuar dhe 99% t\u00eb sigurt, duke qen\u00eb se k\u00ebto t\u00eb fundit investohen n\u00eb obligacione shtet\u00ebrore p\u00ebr t\u00eb gjeneruar t\u00eb ardhura shtes\u00eb gjat\u00eb viteve. Sa m\u00eb her\u00ebt t\u00eb filloni, aq m\u00eb shum\u00eb koh\u00eb kan\u00eb investimet tuaja p\u00ebr t\u00eb rritur vler\u00ebn, duke ju ofruar nj\u00eb pension m\u00eb t\u00eb madh n\u00eb t\u00eb ardhmen.<\/p>\n
4. Pavar\u00ebsi Financiare<\/p>\n
Nj\u00eb pension privat ju ndihmon t\u00eb siguroni pavar\u00ebsin\u00eb tuaj financiare, duke mos u varur plot\u00ebsisht nga pensioni shtet\u00ebror apo ndihma e familjes. Kjo ju jep paqe mendore dhe mund\u00ebsin\u00eb p\u00ebr t\u00eb shijuar vitet e arta pa shqet\u00ebsime financiare.<\/p>\n
T\u00eb menduarit p\u00ebr pensionin nuk \u00ebsht\u00eb nj\u00eb \u00e7\u00ebshtje q\u00eb duhet t\u00eb shtyhet p\u00ebr m\u00eb von\u00eb. Si\u00e7 thekson edhe Spiro Brumbulli, \u00e7do shum\u00eb, sado e vog\u00ebl, e investuar her\u00ebt n\u00eb nj\u00eb fond pensioni privat, mund t\u00eb b\u00ebj\u00eb nj\u00eb ndryshim t\u00eb madh n\u00eb t\u00eb ardhmen. Mos e shtyni k\u00ebt\u00eb vendim t\u00eb r\u00ebnd\u00ebsish\u00ebm.<\/p>\n
Filloni t\u00eb mendoni p\u00ebr pensionin tuaj privat q\u00eb sot dhe sigurohuni q\u00eb t\u00eb keni nj\u00eb t\u00eb ardhme
\nfinanciare t\u00eb q\u00ebndrueshme dhe t\u00eb sigurt.<\/p>\n
Hapni llogarin\u00eb tuaj sot n\u00eb SIGAL UNIQA INVEST, lider n\u00eb tregun e pensionit privat n\u00eb vler\u00eb
\nasetesh. https:\/\/fondisigal.com.al\/anetaresohu\/<\/p>\n
\u2705 SIGAL UNIQA INVEST. Investo. Kurse. Fito!<\/p>\n
\ufffd\ufffd+35544511666<\/p>\n
\ufffd\ufffdEmail: info@fondisigal.com.al<\/p>\n
\ufffd\ufffd www.fondisigal.com.al<\/p>\n
pensionprivat fondisigal pension invest
\neardhmjajonesebashku sigaluniqa nepensionilumtur<\/p>\n","protected":false},"excerpt":{"rendered":"
N\u00eb nj\u00eb bised\u00eb t\u00eb p\u00ebrditshme mes miqsh, shpeshher\u00eb hasemi me tema t\u00eb ndryshme q\u00eb na b\u00ebjn\u00eb t\u00eb mendojm\u00eb m\u00eb thell\u00eb p\u00ebr t\u00eb ardhmen. Koh\u00ebt e fundit, n\u00eb nj\u00eb episod podcasti, nj\u00eb diskutim i till\u00eb mes Mira Kazhanit dhe Spiro Brumbullit na solli n\u00eb v\u00ebmendje nj\u00eb nga \u00e7\u00ebshtjet m\u00eb t\u00eb r\u00ebnd\u00ebsishme p\u00ebr \u00e7do individ: pensioni privat. […]<\/p>\n","protected":false},"author":2030,"featured_media":407242,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[241,2631],"tags":[],"class_list":{"0":"post-407241","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-aktualitet","8":"category-sigal"},"_links":{"self":[{"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/posts\/407241","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/users\/2030"}],"replies":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/comments?post=407241"}],"version-history":[{"count":1,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/posts\/407241\/revisions"}],"predecessor-version":[{"id":407244,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/posts\/407241\/revisions\/407244"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/media\/407242"}],"wp:attachment":[{"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/media?parent=407241"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/categories?post=407241"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/tags?post=407241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}