{"id":427055,"date":"2026-02-09T14:14:42","date_gmt":"2026-02-09T13:14:42","guid":{"rendered":"https:\/\/zjarr.tv\/?p=427055"},"modified":"2026-02-09T14:14:54","modified_gmt":"2026-02-09T13:14:54","slug":"habit-ermal-mamaqi-i-kam-dhene-kredi-djalit-tim-13-vjec","status":"publish","type":"post","link":"https:\/\/zjarr.tv\/sq\/habit-ermal-mamaqi-i-kam-dhene-kredi-djalit-tim-13-vjec\/","title":{"rendered":"Habit Ermal Mamaqi: I kam dh\u00ebn\u00eb kredi djalit tim 13-vje\u00e7"},"content":{"rendered":"\n<p><em>\u201cI kam dh\u00ebn\u00eb kredi djalit tim 13-vje\u00e7ar me 10% interes.<\/em>\u201d K\u00ebshtu u shpreh Ermal Mamaqi gjat\u00eb nj\u00eb interviste n\u00eb Grida Duma Podcast, ku foli p\u00ebr m\u00ebnyr\u00ebn si i edukon f\u00ebmij\u00ebt p\u00ebr raportin me parat\u00eb dhe p\u00ebrgjegj\u00ebsin\u00eb financiare.<\/p>\n\n\n\n<p>Mamaqi tregoi se n\u00eb familjen e tij shmangen shprehje si \u201cnuk kemi lek\u00eb\u201d apo \u201cnuk e p\u00ebrballojm\u00eb dot\u201d.<\/p>\n\n\n\n<p>Sipas tij, edhe kur nj\u00eb gj\u00eb nuk \u00ebsht\u00eb e p\u00ebrballueshme n\u00eb at\u00eb moment, f\u00ebmij\u00ebt nxiten t\u00eb mendojn\u00eb se si mund t\u00eb gjejn\u00eb zgjidhje p\u00ebr ta arritur.<\/p>\n\n\n\n<p>N\u00eb bised\u00eb, Mamaqi ndau edhe nj\u00eb episod kur djali i tij k\u00ebrkonte nj\u00eb pajisje q\u00eb kushtonte rreth 500 euro.<\/p>\n\n\n\n<p><em>\u201cNuk i dilnin lek\u00ebt dhe nj\u00eb dit\u00eb m\u00eb thot\u00eb: e gjeta zgjidhjen, duhet t\u00eb m\u00eb jap\u00ebsh kredi. B\u00ebm\u00eb llogarit\u00eb dhe i thash\u00eb: nuk do m\u00eb kthesh 500, por 550, me 10% interes, si n\u00eb bank\u00eb. Filloi t\u00eb thoshte duhet t\u00eb punoj m\u00eb shum\u00eb sepse kam kredi. Ishte hera e par\u00eb q\u00eb kuptoi p\u00ebrgjegj\u00ebsin\u00eb financiare\u201d<\/em>, u shpreh ai.<\/p>\n\n\n\n<p>Ai shpjegoi se i motivon f\u00ebmij\u00ebt financiarisht p\u00ebr leximin dhe angazhimet n\u00eb sht\u00ebpi.<\/p>\n\n\n\n<p>P\u00ebr \u00e7do lib\u00ebr t\u00eb lexuar apo detyr\u00eb t\u00eb p\u00ebrmbushur, ata marrin nj\u00eb shum\u00eb t\u00eb caktuar, t\u00eb cil\u00ebn mund ta kursejn\u00eb dhe ta p\u00ebrdorin sipas d\u00ebshir\u00ebs.<\/p>\n\n\n\n<p><a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.travelsent.com\/worldwide\/encvet-cp-ta\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201cI kam dh\u00ebn\u00eb kredi djalit tim 13-vje\u00e7ar me 10% interes.\u201d K\u00ebshtu u shpreh Ermal Mamaqi gjat\u00eb nj\u00eb interviste n\u00eb Grida Duma Podcast, ku foli p\u00ebr m\u00ebnyr\u00ebn si i edukon f\u00ebmij\u00ebt p\u00ebr raportin me parat\u00eb dhe p\u00ebrgjegj\u00ebsin\u00eb financiare. Mamaqi tregoi se n\u00eb familjen e tij shmangen shprehje si \u201cnuk kemi lek\u00eb\u201d apo \u201cnuk e p\u00ebrballojm\u00eb dot\u201d. [&hellip;]<\/p>\n","protected":false},"author":2013,"featured_media":427056,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[241,364,5380,231,235],"tags":[],"class_list":{"0":"post-427055","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-aktualitet","8":"category-koment-opinion","9":"category-kryesore","10":"category-lajme","11":"category-vendi"},"_links":{"self":[{"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/posts\/427055","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/users\/2013"}],"replies":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/comments?post=427055"}],"version-history":[{"count":1,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/posts\/427055\/revisions"}],"predecessor-version":[{"id":427057,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/posts\/427055\/revisions\/427057"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/media\/427056"}],"wp:attachment":[{"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/media?parent=427055"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/categories?post=427055"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zjarr.tv\/sq\/wp-json\/wp\/v2\/tags?post=427055"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}